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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147675 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147675)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ripoff for no reason poor service charges

Ripoff for no reason charges as hardly used Reviewed on: 18th June 2026

Excellent service and great experience using PayPal

Excellent service and great experience using PayPal Reviewed on: 18th June 2026

I recently used PayPal Credit to purchase a MacBook

I recently used PayPal Credit to purchase a MacBook, and the entire process was seamless. The checkout was quick, approval was instant, and it made financing my new laptop incredibly easy. I highly recommend it for smooth, hassle free major purchases. Reviewed on: 18th June 2026

Easy and simple to use, and secure

Easy and simple to use, I use it all the time for every size payment Reviewed on: 18th June 2026

No problems.

No problems. Could be more clear within the app as to what is owed Reviewed on: 18th June 2026

Very good service and helpful customer service

Very good service and helpful customer service Reviewed on: 18th June 2026

PayPal, is my pal!

I am happy with PayPal, it make life easier. Reviewed on: 18th June 2026

Helpfull

Never had any trouble if I v needed help paypal have been there to sort it Reviewed on: 18th June 2026

No issues with PayPal in the 20 years I have...

No issues with PayPal in the 20 years I have used it Reviewed on: 18th June 2026

Flexibility monthly payment, safe,

Flexibility monthly payment, safe, Reviewed on: 18th June 2026

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