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PayPal: PayPal Credit reviews

4.90
Based on 61,883 reviews, last reviewed 13th Apr 2026
1020000% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really Handy for Buying Tools I use PayPal Credit quite a bit when buying tools and it’s been really handy. Tools can cost a fair bit, so being able to spread the payments out make... Read more Reviewed on: 13th April 2026
Marco Silva's avatar
Marco Silva

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61883)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had any issues try and use whenever I can eas...

5
Never had any issues try and use whenever I can easy to set up and use plus getting cash back is a bonus 1st time ever used credit but thought would give it a go with a company I trust and I have not been disappointed Reviewed on: 7th April 2026

Quick easy access, concise information, Never had an...

5
Quick easy access, concise information, Never had any issue with online purchases. Reviewed on: 7th April 2026

Reliable paypal.

5
I use PayPal whether I'm buying a big item such as a washing machine, for which I'll use paypal credit or for smaller items where I can pay in 3. It is my go to when purchasing items that I want or need and I've not got much money to buy all at once. Reviewed on: 7th April 2026

Flexible PayPal

5
I use PayPal often, either pay in 3 as interest free or longer periods based on a reasonable interest rate, dependent upon cost of items being purchased. Therefore, PayPal provides the flexibility required. Reviewed on: 7th April 2026

Great service so helpful and everything is so easy

5
Great service so helpful and everything is so easy Reviewed on: 7th April 2026

Wide variety of retailers where PayPal credit is ava...

4
Wide variety of retailers where PayPal credit is available. Quick Abd easy to use. Reviewed on: 7th April 2026

Free credit and 0% interest :)

5
Got 20 pound free credit and a large interest free balance, what's not to like! Reviewed on: 7th April 2026

Good experience

3
Never have any problems if I do with sellers pay pal always help me out Reviewed on: 7th April 2026

Easy to use and really fast to understand

5
Easy to use and really fast to understand Reviewed on: 7th April 2026

Very professional and easy to use

5
Very professional and easy to use Reviewed on: 7th April 2026