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PayPal: PayPal Credit reviews

4.90
Based on 76,875 reviews, last reviewed 19th Apr 2026
2403100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal credit is easy to use and manage. The PayPal credit is easy to use and manage. You are protected against issues such as scams, fake sellers or issues with items delivery. Reviewed on: 19th April 2026
Maria D's avatar
Maria D

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76875)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great service and easy to use handy

5
Great service and easy to use handy Reviewed on: 16th April 2026

Best ever

5
My experience with Paypal credit is amazing ,I m using it from last more than 4 years, Reviewed on: 16th April 2026

PayPal credit just here when I needed .

5
PayPal credit just here when I needed .. better then Klarna Reviewed on: 16th April 2026

Great option for payment and like the new discounts...

5
Great option for payment and like the new discounts and bonuses Reviewed on: 16th April 2026

Good tracking of my payments.

5
Good tracking of my payments. Helped me alot in purchasing my desired goods with zero interest instalment options. Reviewed on: 16th April 2026

Easy and quick to use the paypal system

5
Easy and quick to use the paypal system Reviewed on: 16th April 2026

very easy to use, and accepted everywhere, a card fo...

5
very easy to use, and accepted everywhere, a card for the PayPal account now makes it twice as easy Reviewed on: 16th April 2026

Very easy and quick service and hassle free

5
Very easy and quick service and hassle free Reviewed on: 16th April 2026

The rewards are good, the interest is reasonable.

5
The rewards are good, the interest is reasonable. Customer service is quick and issues are dealt with promptly. Reviewed on: 16th April 2026

Paypal Credit is credible and easy to use

5
Paypal Credit is credible and easy to use Reviewed on: 16th April 2026