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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173344)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great for everyday online spending

5
Easy to apply for and simple to manage through the app. Great for online purchases, with quick payments and useful flexibility when needed. Overall, a reliable credit card with a smooth user experience. Reviewed on: 8th July 2026

All round problem free

5
All round problem free experience to date Reviewed on: 8th July 2026

Hassle-free, fast payment.

5
Hassle-free, fast payment. They provided timely information on every detail. Reviewed on: 8th July 2026

It is a great product excellent service and safe to...

5
It is a great product excellent service and safe to use protects you and your money Reviewed on: 8th July 2026

very friendly user advise and notification of when p...

5
very friendly user advise and notification of when payment is due Reviewed on: 8th July 2026

PayPal credit

5
Excellent rates on credit, easy and secure payments very convenient and easy to navigate, highly recommend. Reviewed on: 8th July 2026

I always use PayPal and I’m grateful for the service...

5
I always use PayPal and I’m grateful for the service Reviewed on: 8th July 2026

A wonderful experience.

5
A wonderful experience. A transaction never delayed Reviewed on: 8th July 2026

Clear and tailored.

5
Simple, clear and gives you the facts to make informed decisions. Reviewed on: 8th July 2026

The team is always happy to help, whenever it’s abou...

5
The team is always happy to help, whenever it’s about the payments. easy to use app, and I was approved for credit card Reviewed on: 8th July 2026

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