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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62621 reviews)

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4.90

Based on 62,621 reviews, last reviewed 13th Apr 2026

1089000% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible payments with PayPal PayPal is very easy to use, flexible credit and available to use in many online retailers. With the split in 3 system is easier to place an order or m... Read more Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62621)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

excellent service

paypal has always been very clear- easy to see information, very good customer service Reviewed on: 8th April 2026

Pay in 3 is a great way to spread the cost.

Pay in 3 is a great way to spread the cost.Especially of large purchases Reviewed on: 8th April 2026

4 month 0% has come in very handy

When used correctly the 4 month 0% has come in very handy for making those slightly larger purchases and breaking them up over manageable chunks each month. The payments do not go through instantly so it's something you have to keep a bit of a closer eye on than a regular bank but not that much hassle Reviewed on: 8th April 2026

I got Samsung S24 Ultra, for discount and then on cr...

I got Samsung S24 Ultra, for discount and then on credit without any interest. I saved quite a bit and it will be a while before I have to repay. Reviewed on: 8th April 2026

easy to use and safe,good for money transfer.

easy to use and safe,good for money transfer. Reviewed on: 8th April 2026

Safe way to pay...

Easy and safe way to pay all around the globe Reviewed on: 8th April 2026

Simple and interest free

I can pay my balance in 4 times interest free and set up automated payments so that I don't miss a payment. Works very well Reviewed on: 8th April 2026

all good

all gooooood, nothing more to say Reviewed on: 8th April 2026

It has been a great experience overall and simple an...

It has been a great experience overall and simple and straightforward platform. Reviewed on: 8th April 2026

Great value

Easy to apply or rates reasonable also helped boost my credit score so win win Reviewed on: 8th April 2026

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