Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,904 reviews, last reviewed 14th Apr 2026
1114300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was easy and nice Vrey easy and nice.I really like it Reviewed on: 14th April 2026
Catalin Catrina's avatar
Catalin Catrina

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62904)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always fast and efficient and quick to help and reso...

5
Always fast and efficient and quick to help and resolve any issues Reviewed on: 8th April 2026

Simple and secure way to pay online

5
I find PayPal to be and easy and secure way to purchase goods online and they give interest free credit I the more expensive shopping, which really helps me get the bargains when I can and pay for it in instalments at no extra cost. What’s not to like? Reviewed on: 8th April 2026

Why I love PayPal credit

5
I love the flexibility of buying now and paying later with 0% interest if the balance is cleared that financial month. Reviewed on: 8th April 2026

Yeah all good, some fantastic offers.

5
Yeah all good, some fantastic offers. Reviewed on: 8th April 2026

App is so easy to use, that having to contact them a...

5
App is so easy to use, that having to contact them are minimum Reviewed on: 8th April 2026

It’s been excellent and I will recommend for friend...

5
It’s been excellent and I will recommend for friend and family any time any day Reviewed on: 8th April 2026

Paypal Credit review

5
Simple and easy to use site, clear payment and changes information and kept up to date via email. Like the options within ebay to pay with paypal credit. Liking the option to now have a virtual card making it a choice when spending elsewhere. Reviewed on: 8th April 2026

Paypal Credit

5
Been using paypal credit for a while now and love it, all the benefits of paying by paypal and the ability to spread the cost, love the 4 month interest free options or pay in 3, i find it really useful Reviewed on: 8th April 2026

Reliable, stress free credit

5
I have been using PayPal credit for a while and it has been reliable. They also remind me that I can reduce interests. Reviewed on: 8th April 2026

Great communication and customer service, quick repl...

5
Great communication and customer service, quick replies and great products too Reviewed on: 8th April 2026