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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173070)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is definitely your friend

Excellent customer service and so simple to use the app. Highly recommend using PayPal Reviewed on: 7th July 2026

I've not been able to successfully do a credit offer...

I've not been able to successfully do a credit offer where I pay off the amount before the offer expires so I wouldn't get interest I paid of the amount necessary and it didn't work so I contacted PayPal who said it would work I just need to wait. It never ended up working so I got interest. Reviewed on: 7th July 2026

Consistent, easy to use and great customer service

Consistent, easy to use and great customer service Reviewed on: 7th July 2026

No problems at all with any service

No problems at all with any service Reviewed on: 7th July 2026

Simple, handy and stress-free

I’ve been using PayPal Credit for a bit now and it’s honestly been really handy. It was easy to set up and everything is pretty clear, so I always know what I owe and when it’s due. It’s especially helpful for bigger purchases as I can spread the cost without worrying too much. The app is simple to use and I’ve not had any problems so far. Overall, it just makes things a lot easier. Reviewed on: 7th July 2026

PayPal gives me peace of mind

PayPal gives me peace of mind whenever I make a transaction. I know that if I have a problem, they will sort it out - and that means a lot! PayPal credit is easy to arrange and gives me a bit more time to pay for the things I want, without having to wait. Reviewed on: 7th July 2026

My experience has been extremely great and absolutel...

My experience has been extremely great and absolutely nice so far Reviewed on: 7th July 2026

Very good source of credit

Find it very easy to manage payments and using the PayPal app is very straightforward. You know exactly where you are in terms of your money / what you owe / any interest paid. You can easily adjust payments to suit as well which is helpful. Reviewed on: 7th July 2026

Great platform for payments and other transactions.

Great platform for payments and other transactions.Its ideal when necessary to repay for the goods in 3 transactions or if use a Pay Pal credit to pay 0% interest in 4 month when repay full amount Reviewed on: 7th July 2026

PayPal credit is Excellent

PayPal credit is excellent is so handy and user friendly. Credit limit and balance is made absolutely clear. Handy reminders that payment is due and so easy and quick to make extra payments off your balance Reviewed on: 7th July 2026

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