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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172923)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use, my go to for online payments

Really easy to use, my go to for online payments Reviewed on: 7th July 2026

One or one thousand cartridges?

A year or two ago, I purchased a single inkjet cartridge via a Dutch companies website. Expecting to pay around £18 for the cartridge upon checking out to my utter horror I had been charged for a FULL pallet of said cartridge, some £11,000 + pounds. Despite phone calls and emails they had whipped in with the payment and cleaned out my account [exceeding my agreed overdraft limit to boot!]. If it hadn't been for PayPal's intervention and excellent liaising between all parties concerned I would have been lumbered with a pallet of a thousand black cartridges and a very hefty loan to service. So you can see why I trust PayPal for my online transactions today, especially their credit arrangements. Reviewed on: 7th July 2026

Great service

Excellent service and very helpful Reviewed on: 7th July 2026

Credit Where Credit Is Due

PayPal Credit has been straightforward, reliable, and easy to use. The application process was simple, payments are easy to manage, and everything is clearly laid out in the app. It offers flexibility when needed, and I've always found the service smooth and dependable. A genuinely convenient way to spread the cost of purchases. Highly recommended. Reviewed on: 7th July 2026

Without PayPal credit I wouldn't have the flexibilit...

Without PayPal credit I wouldn't have the flexibility to pay for presents in a more affordable way and support with managing a lump sum out at Christmas Reviewed on: 7th July 2026

I use PayPal pay in three whenever I see it availab...

I use PayPal pay in three whenever I see it available, it helps me to budget, and to afford things I might not be able to otherwise. I also use PayPal POS for my business. And I’m happy with that too Reviewed on: 7th July 2026

PayPal simply the safest way to pay online and one c...

PayPal simply the safest way to pay online and one can trust to send , receive money and pay online.. any issues ( for me as buyer) PayPal always there to help. I never buy good online from any merchant if I see they don't use Paypal as an option for payment. Also maybe make payment easier by offering different options 3 instalments and use their credit card. Thank u. Reviewed on: 7th July 2026

Reliable good deal on time easy to use needs to be m...

Reliable good deal on time easy to use needs to be more transparent on discount deals. Reviewed on: 7th July 2026

PayPal Credit

I found it very easy to use & the available credit came in handy. Reviewed on: 7th July 2026

Fairly good and typically works when I need it altho...

Fairly good and typically works when I need it although I find the log in process clunky when integrated with apps and websites often takes multiple attempts to get through. Reviewed on: 7th July 2026

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