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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62986 reviews)

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4.90

Based on 62,986 reviews, last reviewed 14th Apr 2026

1122100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helps with spending Helps me with managing my spending and purchases. Reliable and keeps me in the know re repayments. Provides options when purchasing and keen on tips a... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62986)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s been a great experience

It’s been a great experience and the app is really good and easy to use Reviewed on: 8th April 2026

I have been a paypal customer over 8 years and it ha...

I have been a paypal customer over 8 years and it has some great benefits like 0% interest for 4 months. Over 99 pound pay in 3 option. I Reviewed on: 8th April 2026

Love the sense of buying and paying later.

Love the sense of buying and paying later. And having the time over months to pay. Love it Reviewed on: 8th April 2026

Very useful, credit is easy to use

Very useful, credit is easy to use Reviewed on: 8th April 2026

Safe Account use

Easy to use credit system and safe on line account Reviewed on: 8th April 2026

Best account I had ever got.

Best account I had ever got. Whenever I am buying something I check that supplier has Paypal and if I see PayPal I feel safe. Reviewed on: 8th April 2026

It's so easy to use PayPal credit.

It's so easy to use PayPal credit. I use it all the time, for big and small expenditures. It also feels more secure than just a normal credit card. Reviewed on: 8th April 2026

Not a lot to say.

Not a lot to say. If I have queries they are dealt with quickly if not necessarily satisfactarily Reviewed on: 8th April 2026

Great service

Great service for everyday purchases. Reviewed on: 8th April 2026

Not had a bad experience with this since using it.

Not had a bad experience with this since using it. Payment seem to take time to clear when doing it not through direct debit Reviewed on: 8th April 2026

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