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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147275 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147275)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal review

Allows me to effectively manage my finances Reviewed on: 18th June 2026

In my opinion, PayPal is one of the best payment opt...

In my opinion, PayPal is one of the best payment options available. It is accepted by a vast number of online retailers and services worldwide, making it extremely convenient to use. At the same time, it provides an extra layer of protection through its buyer protection policies, giving users added security and peace of mind when making purchases. Reviewed on: 18th June 2026

Paypal credit allows me to budget and afford the fin...

Paypal credit allows me to budget and afford the finer things. Vinyl cds bluray dvds the app is informative and very easy to use. Lifesaver Reviewed on: 18th June 2026

Only Positive Experience

I’ve had a very positive experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. One of the biggest benefits is the flexibility it provides for larger purchases, especially with promotional financing offers that allow you to spread the cost over time. The online account management is easy to use, making it simple to track balances, payments, and upcoming due dates. Payments are processed smoothly, and I’ve found the customer service to be helpful whenever I’ve had questions. PayPal Credit has been a convenient way to manage purchases while maintaining cash flow, and the integration with PayPal makes checkout fast and secure. As long as you stay on top of payments and understand the terms of any promotional offers, it can be a very useful financial tool. Overall, I would recommend PayPal Credit to anyone looking for a flexible and reliable payment option. Reviewed on: 18th June 2026

Very good to work with easy to use and solve problems .

Very good to work with easy to use and solve problems .plenty of payment options. Very secure Reviewed on: 18th June 2026

Excellent option to pay for shopt

Excellent option to pay for shopt Reviewed on: 18th June 2026

Handy collecting points on my everyday spending

Handy collecting points on my everyday spending Reviewed on: 18th June 2026

Excellent service

Always use for purchase online and now offline also Reviewed on: 18th June 2026

Very easy and always checking to make sure your in c...

Very easy and always checking to make sure your in check with spending Reviewed on: 18th June 2026

Financial peace of mind

I am a single parent and PayPal enables me to stretch my money further without paying interest. Prior to using PayPal I would have used a credit card and paid interest. PayPal not only helps me budget but it gives me peace of mind too. It really has change the way I spend money Reviewed on: 18th June 2026

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