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PayPal: PayPal Credit reviews

4.90
Based on 75,955 reviews, last reviewed 18th Apr 2026
2318200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service would recommend to anyone Brilliant service would recommend to anyone Reviewed on: 18th April 2026
Declan H's avatar
Declan H

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75956)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal secure is quick and easy is quick easy

5
Spending via PayPal is quick easy and secure Reviewed on: 16th April 2026

Great way to manage my payments.

5
Great way to manage my payments. Allows me to control my spending. Reviewed on: 16th April 2026

Excellent

5
Having PayPal credit has been great especially as I get 4 months to pay without interest, would highly recommend to family and friends. Reviewed on: 16th April 2026

I have never had any issues with paypal.

5
I have never had any issues with paypal. It is easy, convenient and efficeint. Reviewed on: 16th April 2026

Always feeling my payments protected when use PayPal

5
Always feeling my payments protected when use PayPal Reviewed on: 16th April 2026

Used PayPal for years and it’s always been a top ser...

5
Used PayPal for years and it’s always been a top service Reviewed on: 16th April 2026

PayPal is providing excellent and competitive services.

5
PayPal is providing excellent and competitive services. I am most impressed about different offers available to customers and great communication always about your account. Reviewed on: 16th April 2026

Reasons I would recommend Paypal

5
Very easy to use. I can use it with ease on multiple online sites without issues. I like that I can have more options on how I can make purchases. When I have had to contact PayPal directly, it has been very easy to resolve any Issues. Information on my account are always correct. I can send funds to family and friends with ease. The reminders when monthly payments are due are great. You are kept up to date on any changes with agreement Policies. Reviewed on: 16th April 2026

Very well, I like Deferral of interest.

5
Very well, I like Deferral of interest.......................................................................................... Reviewed on: 16th April 2026

Saved by PayPal

5
I'm not very old at PayPal but the services are easy to access, terms very understandable and swift. I love paypal credit as it has got me out of a few cases where I needed to reach somewhere and saw that its acceptable via Uber. Reviewed on: 16th April 2026