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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77716 reviews)

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4.90

Based on 77,716 reviews, last reviewed 19th Apr 2026

2482400% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Trustworthy and reliable Trustworthy and reliable with excellent customer service Reviewed on: 19th April 2026

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77716)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have gad PayPal for years and years always sort my...

I have gad PayPal for years and years always sort my my account out if I have a problem friendly staff very helpful very easy to use and I feel secure with PayPal Reviewed on: 16th April 2026

Good service.

Good service. Easy to use. U can use your credit in many places Reviewed on: 16th April 2026

fast and effective, always ready and easy to use.

fast and effective, always ready and easy to use. Reviewed on: 16th April 2026

pay in 3 is handy

Been good so far. Interest rate could be lower. Mostly use pay in 3 as it helps spread the cost especially at occasions. Reviewed on: 16th April 2026

Payment is slow sometimes.

Payment is slow sometimes. Good at other times though. Reviewed on: 16th April 2026

Efficient and fast payments. Pay in 3 is fab.

Great way to pay, very efficient and quick (especially for sites you use often). Pay in 3 is a godsend - good way to break down larger costs into 3 regular payments and avoids interest on top. I have learnt the hard way it's best to avoid overspending (beyond your means, anyway) on the credit option (can max up to £3000), as over a longer period paying back, it really bites back in the charges. Reviewed on: 16th April 2026

Good App - Easy control of payments

Good App - Easy control of payments Reviewed on: 16th April 2026

Thank you Paypal

I use paypal credit a lot and will continue. Its a great system that keeps my cashflow healthy. Very grateful to have opportunity to use paypal and paypal credit. Thank you! Reviewed on: 16th April 2026

Great platform

Great platform to buy with confidence Reviewed on: 16th April 2026

Excellent experience since last few years

Excellent experience since last few years Reviewed on: 16th April 2026

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