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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166489 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (166537)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

If I have ever had queries about my account customer...

If I have ever had queries about my account customer services have been very helpful. Reviewed on: 7th July 2026

Rarely shop wothout it

I have used paypal for a few years now. It allows me to shop online safely. The app is easy to use, clearly set out and user friendly Reviewed on: 7th July 2026

Easy to use and helps spread the cost over time.

Easy to use and helps spread the cost over time. Excellent service and payments are taken automatically so no worry’s about paying on time. Reviewed on: 7th July 2026

Easy to use, secure and free!

I've found PayPal credit extremely easy to use, is great value and very secure. From one of payments to, my favourite, Pay in Three, gives the option to spreading the cost of a purchase of an item that may have been prohibitively expensive as a one off payment. Reviewed on: 7th July 2026

Easy to use.

Easy to use. Notification when payments are due. Reviewed on: 7th July 2026

Excellent payment option with full protection

Very efficient and problems with retailers have been sorted immediately. Would trust PayPal and the sort when you don’t get your goods Reviewed on: 7th July 2026

I have been using PayPal for years and i find it eas...

I have been using PayPal for years and i find it easy and safe to use. Thanks Reviewed on: 7th July 2026

Reliable and Convenient Service

I have been using PayPal since 2020, and my overall experience has been very positive. I find PayPal easy to use, convenient, and secure for making online payments and managing purchases. PayPal Credit has also been helpful when I need flexibility with larger purchases, allowing me to spread the cost and manage my payments more easily. The app is straightforward to navigate, and I can easily keep track of my transactions and payments. Overall, I am satisfied with the service and would recommend PayPal to others. Reviewed on: 7th July 2026

I never give the Max because it can encourage apathy...

I never give the Max because it can encourage apathy and I feel people need to be encouraged to do better. However the service is very good and if you need actual chat with a person it is very professional. The staff listen and give genuine factual answers. It is easy to purchase items with PayPal credit if already set up Reviewed on: 7th July 2026

Quick, easy to set up and no interest !

I have used credit on several occasions, very easy to set up and to monitor money owed and no interest !! Reviewed on: 7th July 2026

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