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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76486 reviews)

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4.90

Based on 76,486 reviews, last reviewed 18th Apr 2026

2366700% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience! Very good experience! Very intuitive and always available. User friendly app. Reviewed on: 18th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76486)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Trust paypal for all your banking needs

Never have any issues, making payments or receiving money,quick service when paying or receiving money,never had to.make a call about something being wrong, which more than I can say about high st banks Reviewed on: 16th April 2026

Excellent to have PayPal credit, easy to use and eas...

Excellent to have PayPal credit, easy to use and easy pay back. Reviewed on: 16th April 2026

Great credit card to have, easy to get and easy...

Great credit card to have, easy to get and easy to use Reviewed on: 16th April 2026

All been really good so far.

All been really good so far. Paypal + is very good. Reviewed on: 16th April 2026

Really easy to apply online and get the results in m...

Really easy to apply online and get the results in minutes. Reviewed on: 16th April 2026

I like to use app and products like pay in 3 or 4 mo...

I like to use app and products like pay in 3 or 4 month 0 apr is amazing. Reviewed on: 16th April 2026

Could never complain. Excellent!

I’ve been using paypal for quite a few years now. It is always my mode of payment because I know it is safe and secure. When they gave me the paypal credit it is a very big help if needed it with unexpected expenses and the interest is very reasonable. I always use the pay in 3 as well because there is no interest on any purchases. Paypal is a big help for us. Customer service is excellent when you get hold of them. I always recommend paypal to everyone. Reviewed on: 16th April 2026

PayPal credit has been so easy to use

PayPal credit has been so easy to use and allows me to spread the cost of items. I much prefer it and feel safer using it compared to competitors. Reviewed on: 16th April 2026

PayPal is easy to use and access if needed.

PayPal is easy to use and access if needed. Also has diffrent schemes for you to use with your financial status which is inclusive of everyone.It also gives updates on your deliveries real time. Reviewed on: 16th April 2026

PayPal access

Easy to access and when you speak to someone always clear in what they provide and happy to help Reviewed on: 16th April 2026

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