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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146404)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Widely available and provides lots of payment options

4
Widely available and provides lots of payment options Reviewed on: 17th June 2026

Good financial choice

4
Always easy to use with good financial options Reviewed on: 17th June 2026

Easy to use and helps budget buying items

5
Easy to use and helps budget buying items Reviewed on: 17th June 2026

Best to use

5
Very easy to use every thing explained nice and simply so totally recommend Reviewed on: 17th June 2026

Really easy to use and links to many websites

5
Really easy to use and links to many websites Reviewed on: 17th June 2026

Very easy to sign up and get the credit needed at a...

5
Very easy to sign up and get the credit needed at a good interest rate Reviewed on: 17th June 2026

Always helpful if there is an issue.

5
Always helpful if there is an issue. App for easy to use Reviewed on: 17th June 2026

Easy to use

5
I love the range of options available with PayPal. The flexibility of paying in 3 interest-free instalments, paying in full, or using PayPal Credit makes managing purchases so much easier. Repayments are straightforward, and sending payments is quick and hassle-free. Overall, it's a convenient and user-friendly service that offers plenty of choice depending on your needs Reviewed on: 17th June 2026

Don't have much to say in general.

5
Don't have much to say in general. Just I know when I see your logo mean security payment process and fairness if something goes wrong Reviewed on: 17th June 2026

Found pay pal to be excellentqnd i use it all the time.

5
Found pay pal to be excellentqnd i use it all the time. Reviewed on: 17th June 2026

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