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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149743 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149743)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've always had brilliant service from paypal and al...

I've always had brilliant service from paypal and always use it to pay 4 goods etc if there is the option. Reviewed on: 21st June 2026

I feel really happy using PayPal all the times

I feel really happy using PayPal all the times Reviewed on: 21st June 2026

I always prefer to use PayPal because it’s quick, ea...

I always prefer to use PayPal because it’s quick, easy and secure. The statements are use to read and the app is great to use. Reviewed on: 21st June 2026

Pay pal is so convenient when funds are low, more so...

Pay pal is so convenient when funds are low, more so the debit card u can transfer on to and earn rewards is win win. Reviewed on: 21st June 2026

It was quick and easy.

It was quick and easy. I was hoping for a pay in 3 but 4 months interest free was a lot better Reviewed on: 21st June 2026

Amazing to use and app is very clear

Amazing to use and app is very clear Reviewed on: 21st June 2026

Really easy and quick.

Really easy and quick. Refunds are issued with ease. Easy direct debit payments so never needing to remember payment dates Reviewed on: 21st June 2026

Great option to spread your payments over 3-4 months...

Great option to spread your payments over 3-4 months interest free. Reviewed on: 21st June 2026

Always use PayPal for 99% of my purchases and it's v...

Always use PayPal for 99% of my purchases and it's very easy to use and very convenient . Highly Recommended Reviewed on: 21st June 2026

Okay okay thank you thank you ok

Okay okay thank you thank you ok Reviewed on: 21st June 2026

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