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PayPal: PayPal Credit reviews

4.90
Based on 77,915 reviews, last reviewed 20th Apr 2026
2500100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026
H Singh's avatar
H Singh

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77915)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy making online payments.

5
Very easy making online payments. The pay in 3 also allows you to spread the payments for more expensive items, but at no extra cost. Reviewed on: 16th April 2026

Good and secure I always trust paypal

5
Good and secure I always trust paypal Reviewed on: 16th April 2026

I am really happy I have PayPal and I very often use...

5
I am really happy I have PayPal and I very often use them Reviewed on: 16th April 2026

Fantastic.

4
Fantastic. Only thing is if i wanted to changed the the date of my direct debit it isnt user friendly. Reviewed on: 16th April 2026

Got a no interest payment on a computer that I part...

5
Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026

Great service and product

5
When I first applied I had a few queries and it was sorted straight away Reviewed on: 16th April 2026

Excellent and Very helpful.

5
Excellent and Very helpful. Very easy to use Reviewed on: 16th April 2026

PayPal has always been brilliant...

5
PayPal has always been brilliant so safe and always has been been a go too for me Reviewed on: 16th April 2026

Great service and customer care never had any issues...

5
Great service and customer care never had any issues with using the service Reviewed on: 16th April 2026

I have gad PayPal for years and years always sort my...

5
I have gad PayPal for years and years always sort my my account out if I have a problem friendly staff very helpful very easy to use and I feel secure with PayPal Reviewed on: 16th April 2026