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PayPal: PayPal Credit reviews

4.90
Based on 82,189 reviews, last reviewed 22nd Apr 2026
2896300% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Greatest Always helpful and reliable .Easy transactions Reviewed on: 22nd April 2026
Sintija B's avatar
Sintija B

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82189)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any problems with PayPal

5
Never had any problems with PayPal Reviewed on: 19th April 2026

I use PayPal for most my transactions online.

5
I use PayPal for most my transactions online. I feel safe Reviewed on: 19th April 2026

I regularly use PayPal credit and pay in three options.

5
I regularly use PayPal credit and pay in three options. Both are easy and reliable. I couldn’t do without PayPal it’s my main financial go to for payments. Reviewed on: 19th April 2026

PayPal gives relief to its customers.

5
PayPal gives relief to its customers. It protects it's customers from fraud. Again, it is a safe and easy place to be in terms of financial services. Reviewed on: 19th April 2026

Paying in 3 instalments

5
I like the pay in 3 instalments as you can keep track of money you owe. I also like for any big purchases over £100 you get 4 months yo pay. Reviewed on: 19th April 2026

Easy to use and reliable

5
Easy to use and reliable service and good customer service Reviewed on: 19th April 2026

Great for payment spreading

5
Great way to spread payments ans if you keep tp payment schedule can be interest free Reviewed on: 19th April 2026

I’ve been using PayPal for years.

5
I’ve been using PayPal for years. Had no issue at all with any services Reviewed on: 19th April 2026

No problem ever paying via PayPal.

5
No problem ever paying via PayPal. Quick and efficient Reviewed on: 19th April 2026

Dont use paypal with Emirates as there are hidden ch...

4
Dont use paypal with Emirates as there are hidden charges… Reviewed on: 19th April 2026