Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82252 reviews)

View other PayPal products

4.90

Based on 82,252 reviews, last reviewed 23rd Apr 2026

2902100% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a really positive experience using PayPal C... I’ve had a really positive experience using PayPal Credit so far. The application process was quick and straightforward, and I was approved almost ins... Read more Reviewed on: 23rd April 2026

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82252)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal has amazing plans

As a parent I am grateful to PayPal is always there to help me with the opportunity to buy things for my family and pay in 3 installments or with the credit plan which is amazing because is giving you time to plan your life.Thank you PayPal! Reviewed on: 19th April 2026

Very useful

Paypal was very easy to use. Easy to make transactions Reviewed on: 19th April 2026

I used PayPal to pay for a holiday the process was s...

I used PayPal to pay for a holiday the process was so simple, and took all the stress away, ill will definitely book again using PayPal in the future Reviewed on: 19th April 2026

Excellent product

Very good product. Easy and hassle free. Accepted everywhere Reviewed on: 19th April 2026

Perfect services and great pay in 3 and pay in 4 mon...

Perfect services and great pay in 3 and pay in 4 months options Reviewed on: 19th April 2026

It’s very easy to use and very convenient.

It’s very easy to use and very convenient. Reviewed on: 19th April 2026

carefree credit

Nothing bad to say, easy and carefree credit Reviewed on: 19th April 2026

My experience with PayPal has been very positive ove...

My experience with PayPal has been very positive overall. The platform is user-friendly, secure, and makes both domestic and international transactions seamless. I particularly appreciate the speed of transfers and the added layer of buyer protection, which gives confidence when making payments online. Customer support has been responsive when needed. However, clearer communication regarding fees and occasional delays would further improve the experience. Reviewed on: 19th April 2026

Love using PayPal, everything is so easy

Love using PayPal, everything is so easy Reviewed on: 19th April 2026

I can always count on quick purchases when needed.

I can always count on quick purchases when needed. Perfect operation and fast delivery. I recommend it. Reviewed on: 19th April 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub