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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146110 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146110)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The best form the pay whit PayPal

I’m a old costumer and allwais use PayPal in the online shopping but now I have the physical card so use in different shopping also I like that I can pay in 3 or 4 months that a good option. Reviewed on: 16th June 2026

Always helpful and exactly what I need from the prod...

Always helpful and exactly what I need from the product, PayPal customer service is second to none, and they're communication is outstanding. Reviewed on: 16th June 2026

Pay pal is amazing, the best there is

Pay pal is amazing, the best there is Reviewed on: 16th June 2026

Easy to use and no nonsense.

PayPal is easy to use and no nonsense. Rates and offers are good and helps spread the cost of larger purchases across more than one pay day. I have confidence that it provides a secure method of payment - with good refund process if required. Reviewed on: 16th June 2026

App is easy to use.

App is easy to use. APR could be lower. Reviewed on: 16th June 2026

Simply Awesome

Secured and user friendly to use Reviewed on: 16th June 2026

I have been using paypal for a long time and it has...

I have been using paypal for a long time and it has never failed, when there were issues with a payment it was always sorted out as fast as possible. Reviewed on: 16th June 2026

Overall easy to use and control.

Overall easy to use and control. Payment system could be improved as it can take a few days to charge card after payment was made Reviewed on: 16th June 2026

Flexibility

PayPal Credit is useful because it gives me flexibility to spread the cost of larger purchases over time, making it easier to manage my budget while still being able to buy what I need. Reviewed on: 16th June 2026

Very efficient , helpful and easy

Very efficient , helpful and easy Reviewed on: 16th June 2026

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