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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78838 reviews)

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4.90

Based on 78,838 reviews, last reviewed 20th Apr 2026

2585300% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very flexible service and great to use not just at h... Very flexible service and great to use not just at home but invaluable when travelling abroad. Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78838)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use it all the time

I use it all the time and absolutely love it Reviewed on: 17th April 2026

I have really enjoyed using PayPal credit since havi...

I have really enjoyed using PayPal credit since having it Reviewed on: 17th April 2026

Easy and straightforward process

Easy and straightforward process Reviewed on: 17th April 2026

Great service and excellent support.

Great service and excellent support. Reviewed on: 17th April 2026

I had a good experience with paypall credit most exp...

I had a good experience with paypall credit most expecially receiving credit was a faster and seemless process Reviewed on: 17th April 2026

I have used PayPal for years never had a problem on...

I have used PayPal for years never had a problem on your site with ebay Reviewed on: 17th April 2026

Used PayPal for over 10 years, I feel it’s a safe wa...

Used PayPal for over 10 years, I feel it’s a safe way to purchase products and I’m recently using PayPal credit. Their flexible 0% interest deals are great when you have urgent unexpected spending and a stress free way to pay it back Reviewed on: 17th April 2026

Thumbs up for paypal

Love the payment plan of 0% interest forc4 months really helpful . Helps in an emergency or a big spend Reviewed on: 17th April 2026

Easy to manage the app is more user friendly than my...

Easy to manage the app is more user friendly than my other banking apps Reviewed on: 17th April 2026

Great support team

Whenever I have phoned for support regarding my account the issue has always been resolved or explained clearly. Reviewed on: 17th April 2026

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