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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78981 reviews)

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4.90

Based on 78,981 reviews, last reviewed 20th Apr 2026

2598600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Doesn’t allow name change online Found it difficult to change my name once married. This wouldn’t deter me from recommending the service. I like the new PayPal plus feature. I’ve now ... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78981)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

No hassle credit bang on would highly recomend

No hassle credit bang on would highly recomend Reviewed on: 17th April 2026

Easy to use and great offers.

Easy to use and great offers. Great for spreading the cost and also very accessible easy app. Also enjoy that you can earn points especially on larger purchases. I prefer this to other lenders such as Klarna Reviewed on: 17th April 2026

PayPal appauling when things go wrong

PayPal, in general, is good until any problems arise. PayPal buyer protection is appalling, as is the customer service and complaints process Reviewed on: 17th April 2026

Easy to use, know what your paying and when

Easy to use, know what your paying and when Reviewed on: 17th April 2026

couldnt live without paypal

always very easy and fast clear and good service Reviewed on: 17th April 2026

All good so far.

All good so far. No complaints. No security breaches. I have a 3 payment instalment plan with you as well Reviewed on: 17th April 2026

My take on paypal

PayPal has been absolutely fantastic since I have opened an account with them, they have dealt with issues like refunds and orders swiftly and direct within minutes. The interest on my PayPal credit is a little high but overall PayPal is very good and I'll recommend it to everyone I come across Reviewed on: 17th April 2026

I find it very useful when buy goods online and tran...

I find it very useful when buy goods online and transferring money to family and friends. The debit card is great when buying from shops. Reviewed on: 17th April 2026

Simple and easy service to use

Simple and easy to use. Helpful to have credit available and 4 moths interest free! Reviewed on: 17th April 2026

I only use PayPal as it is a trusted and reliable se...

I only use PayPal as it is a trusted and reliable service Reviewed on: 17th April 2026

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