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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149133)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great easy to use app secure

5
Great easy to use app secure and safe Reviewed on: 20th June 2026

It makes shopping a breeze

5
Really easy to set up and even easier to use, it makes shopping a breeze. Reviewed on: 20th June 2026

very helpful!

5
very helpful! always use! Thankyou pay pal Reviewed on: 20th June 2026

Amazing service very helpful, i rang customer servic...

5
Amazing service very helpful, i rang customer service and they are very clear and communication is excellent Reviewed on: 20th June 2026

Absolutely 100 percent satisfied customer

5
I've never had any problems with anything I've looked to purchase and it's been so easy to do so Reviewed on: 20th June 2026

Best payment option i ever used.

5
Best payment option i ever used. Absolutely topNoch Reviewed on: 20th June 2026

All straight forward and no problems

4
All straight forward and no problem Reviewed on: 20th June 2026

Great sevice all round.

5
Great sevice all round. No issues with getting refunds or sending money. Any disputes have been fairly worked out and resolved Reviewed on: 20th June 2026

It's a very secure way for me to buy on line and co...

5
It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026

Reliable for money

5
Reliable for money. Have used it for a few years now Reviewed on: 20th June 2026

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