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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82986 reviews)

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4.90

Based on 82,986 reviews, last reviewed 23rd Apr 2026

2968500% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use very happy good site to sell the th... Very easy to use very happy good site to sell the things u don’t need anymore Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82986)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love to use it for purchases on Facebook marketplace.

I love to use it for purchases on Facebook marketplace. Reviewed on: 19th April 2026

The best

The moment I started to use paypal, everything went smothly no issues, tottaly recommended Reviewed on: 19th April 2026

Amazing, good deal with credit score

Amazing, good deal with credit score Reviewed on: 19th April 2026

Long time user

I have been using Paypal since the early days and have had nothing but a positive reaction on all levels.I have had money back on every dispute raised with no hassle.The 4 months to pay option has been a godsend on several occasions..If I could give more thsn 10/10,I would. Reviewed on: 19th April 2026

Best customer service

Best customer service and much recommended Reviewed on: 19th April 2026

Easy money management

It's so easy to transfer money, do a pay in 3 or sort out interest free credit or pay for items when shopping. Love PayPal! Reviewed on: 19th April 2026

I trust PayPal with all my transactions and purchases.

I trust PayPal with all my transactions and purchases. I have used it for small and big payments. It is also very versatile and dynamic- I can split the bill at a restaurant and send the correct amount to my friends. No matter what I do… it is always safe. Reviewed on: 19th April 2026

Pay in 3 and PayPal credit available so when I want...

Pay in 3 and PayPal credit available so when I want something a little more expensive I can spread the cost. Easy to use. I feel protected should I be scammed on any purchases. Reviewed on: 19th April 2026

Excellent ready credit with no gotchas.

Excellent ready credit with no gotchas. Thanks PayPal Reviewed on: 19th April 2026

PayPal always offers great service and offering

PayPal always offers great service and offering. It’s reliable and you know your funds are safe. Reviewed on: 19th April 2026

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