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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

My experience is been good however payment protectio...

My experience is been good however payment protection is just 1 month which is sometimes not good for customer. I ordered something online and it never reached me when I complaint to PayPal thy said thy closed my case. I lost my £40.. the address where the product was delivered was not mine. PayPal dint help me..I felt there is no payment protection Reviewed on: 3rd June 2025

Very effective & convenient option

Easy to setup, good reminders so no fear of missing the interest free period. Gain the benefits of having something before you've totally saved up Reviewed on: 3rd June 2025

PayPal has been incredibly reliable and convenient f...

PayPal has been incredibly reliable and convenient for me. Sending or receiving money takes just a few clicks, and the interface is straightforward. Its global reach allows seamless cross-border payments with clear currency-conversion rates. I also appreciate the built-in security transactions are monitored for fraud, and Purchase/Seller Protection gives peace of mind. Transfers between PayPal accounts are instant and free, and linking a bank or card enables fast withdrawals. Finally, customer support is responsive, and the app makes it easy to track activity or pay in-store. Overall, PayPal saves time and feels trustworthy for both personal and business use. Reviewed on: 3rd June 2025

I use PayPal for as many transactions as possible

I use PayPal for as many transactions as possible because I feel safe and protected using their platform. It gives me peace of mind knowing that my payment information is secure, and I appreciate the buyer protection it offers. Whether I’m shopping online, paying for services, or sending money to friends, PayPal is my go-to because it’s reliable, quick, and easy to use. Reviewed on: 3rd June 2025

Have used a few times and had no problems

Have used a few times and had no problems Reviewed on: 3rd June 2025

I’ve been using PayPal for years

I’ve been using PayPal for years and it’s always been reliable and easy to use. Whether I’m shopping online, sending money to friends, or receiving payments, everything runs smoothly. I also really appreciate the buyer protection—it gives extra peace of mind. Great service overall! Reviewed on: 3rd June 2025

Great all rounder

From purchases to sending money to interest free purchases , paypal has it all , plus its so easy to use , absolutely perfect Reviewed on: 3rd June 2025

I won't buy from a website if they don't offer Paypal!

I always pay online with Paypal as I know it's secure and so easy to checkout. Paypal credit lets me pay for larger purchases over time. I will find another website to purchase from if they don't offer Paypal payments. Reviewed on: 3rd June 2025

Had a few scam messages .

Had a few scam messages saying they were going to take funds from my account, customer services were excellent assured me it was a scam put my mind at rest 5 stars Reviewed on: 3rd June 2025

One of the best customer service

The customer service is second to none so helpful when ever I have had to call them also the introduced pay in 3 installments is so helpful too Reviewed on: 3rd June 2025

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