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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145698)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helpful to have

5
Not much at the moment but have been helpful in the past Reviewed on: 15th June 2026

Just perfect I love PayPal just amazing

5
Just perfect I love PayPal just amazing Reviewed on: 15th June 2026

GOOD SERVICE

5
Have been to paypal for long now, really I like it the system is good. .so far so good. Reviewed on: 15th June 2026

I have had no issues in the number of years I have b...

5
I have had no issues in the number of years I have been using PayPal. Reviewed on: 15th June 2026

I absolutely love PayPal credit!

5
I absolutely love PayPal credit! It's make my life much easier and brilliant for i can spread my payments for 3 months. Reviewed on: 15th June 2026

The payment protection is a plus

5
The payment protection is a plus Reviewed on: 15th June 2026

PayPal have given me back control if my finances.

5
PayPal has enabled me to take control of my purchases & finances. My credit score is now positive. Reviewed on: 15th June 2026

Paypal provide a great service it lets you spread th...

5
Paypal provide a great service it lets you spread the cost. Reviewed on: 15th June 2026

Want to speak to someone on phone when I have a prob...

4
Want to speak to someone on phone when I have a problem not on-line or AI Reviewed on: 15th June 2026

100% trust and confidence

5
I 100 % trust and use PayPal whenever possible, several timesbi have ordered items that have not materialised, but fortunately not lost money as PayPal had my back ! Also when an offer looks to good to be true and PayPal is not an option then I won't purchase. Reviewed on: 15th June 2026

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