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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148761 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148761)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Ok service

Ok- always no problem never had an issue Reviewed on: 20th June 2026

Efficient transactions and confirmation messages.

Efficient transactions and confirmation messages. Reviewed on: 20th June 2026

Easy to use, responsive to requests for support

Easy to use, responsive to requests for support Reviewed on: 20th June 2026

Excellent :))

I only had good experience with paypal, so i only can recomend. Reviewed on: 20th June 2026

It gives me flexibility in paying paying back.

It gives me flexibility in paying paying back. Reviewed on: 20th June 2026

Great credit service with options like Klarna as wel...

Great credit service with options like Klarna as well as long running credit plans. I wish the hierarchy that applies when payments are made (you don’t choose what it allocates to) was more transparent for the consumer. Reviewed on: 20th June 2026

Safe as houses

I’ve used PayPal for many many years and have total and utter faith in the Service. Reviewed on: 20th June 2026

better then a bank

Trust pay pal more then my bank even eBay is worse now they have split Reviewed on: 20th June 2026

Amazing experience with pay later services.

Amazing experience with pay later services. Reviewed on: 20th June 2026

I like everything about Paypal and services is very...

I like everything about Paypal and services is very good and i enjoy I like to say thank you very much Reviewed on: 19th June 2026

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