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PayPal: PayPal Credit reviews

4.90
Based on 80,701 reviews, last reviewed 21st Apr 2026
2758200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ist class love using it so eaay tell all my friends... Ist class love using it so eaay tell all my friends about it all the time Reviewed on: 21st April 2026
Marcus's avatar
Marcus

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80701)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love the the fact you can split the payments.

5
Love the the fact you can split the payments. Reviewed on: 18th April 2026

I use PayPal for many years.

5
I use PayPal for many years. The PayPal credit is a great option if you struggle with money but need to purchase something urgently. Many times it has helped me when I did not have money. You have 4 months to pay back without interest or you can even spread the cost and pay in monthly installments over 12 months Reviewed on: 18th April 2026

Every experience with PayPal has been positive

5
Every experience with PayPal has been positive Reviewed on: 18th April 2026

My experience of PayPal has been amazing.

5
My experience of PayPal has been amazing. Their customer service is brilliant and very efficient Reviewed on: 18th April 2026

Easy to use would recommend very good card

5
Easy to use would recommend very good card Reviewed on: 18th April 2026

It wasnt a problem to get it, just applied and...

5
It wasnt a problem to get it, just applied and got it Reviewed on: 18th April 2026

PayPal is efficient. Good to split the cost

5
PayPal is efficient. Good to split the cost and to send money to friends and Reviewed on: 18th April 2026

Easy to arrange credit.

5
Easy to arrange credit. Process of purchase was easy. Payment method easy and can pay extra with no penalty Reviewed on: 18th April 2026

PayPal is very convenient with plenty of payment opt...

5
PayPal is very convenient with plenty of payment options giving peace of mind. Reviewed on: 18th April 2026

Aleays easy to use and a covenant product to have us...

5
Aleays easy to use and a covenant product to have use of Reviewed on: 18th April 2026