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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148636 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148636)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Use paypal pretty much every day.

Use paypal pretty much every day. Solid platform and its Used everywhere. Id be cautious of the credit. If you use it id keep Reviewed on: 19th June 2026

0% interest over 4 months is great when unexpected e...

0% interest over 4 months is great when unexpected expenses arise. Reviewed on: 19th June 2026

Great and convenient way to purchase what you need.

Great and convenient way to purchase what you need. The different payment options are always useful. Reviewed on: 19th June 2026

unatherized payments taken from account

unatherized payments taken from account Reviewed on: 19th June 2026

My only way to pay

Great way to pay for items with protection Reviewed on: 19th June 2026

Simple to use , easy to understand

Simple to use , easy to understand Reviewed on: 19th June 2026

Find it easy to manage account online and keep track...

Find it easy to manage account online and keep track of payments. Reviewed on: 19th June 2026

Smooth transitions and excellent conversion rates!

Smooth transitions and excellent conversion rates! Reviewed on: 19th June 2026

Yay for Pay!

My transactions with Pay Pal have always been trouble free. Reviewed on: 19th June 2026

I'm using PayPal since 20 years.

I'm using PayPal since 20 years, never had issues. Good protection for costumers. Reviewed on: 19th June 2026

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