Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145609 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145609)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem with paying people or using PayP...

Never had a problem with paying people or using PayPal to buy items Reviewed on: 15th June 2026

20yers with pay pal I am very happy

20yers with pay pal I am very happy Reviewed on: 15th June 2026

I have stopped using all other payment methods such...

I have stopped using all other payment methods such as Clearpay and Klarna and only use PayPal now. I find PayPal more efficient, easier to use and a lot more simpler to keep track on my payments and outgoings. I have used PayPal for many years now and will continue to do so. I recommend PayPal for everyone! Reviewed on: 15th June 2026

Very good and saves, when i need financial support i...

Very good and saves, when i need financial support its guaranteed Reviewed on: 15th June 2026

PayPal is easy to use and offers the chance to be ab...

PayPal is easy to use and offers the chance to be able to purchase items you want without having to wait to buy.PayPal is a company i trust Reviewed on: 15th June 2026

Simple, fast and efficient.

Simple, fast and efficient. Transaction was straightforward and clear wvery step of the way. Checking status and progress also very easy. Reviewed on: 15th June 2026

got credit every time i needed it no hassle.

got credit every time i needed it no hassle easy as can be great job paypal Reviewed on: 15th June 2026

Ive used PayPal for a number of years now and find t...

Ive used PayPal for a number of years now and find the app easy to use and any problems have been quickly sorted. Reviewed on: 15th June 2026

That’s is nice and comfort to pay with PayPal.

That’s is nice and comfort to pay with PayPal. Spread costs give u plenty time and male more shopping this way, the only thing is credit limit is too low and can’t find a way to apply increase. Reviewed on: 15th June 2026

Reliable Service Every Time

I have used this paypal credit for 2 years and have never had a bad experience. They have always been reliable and a good cover for my pay-later services. The process is straightforward, and I have found their service to be dependable whenever I needed it. I would happily recommend them to others looking for a trustworthy and reliable provider. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76890 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub