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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84798 reviews)

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4.90

Based on 84,798 reviews, last reviewed 25th Apr 2026

3136600% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really easy pay in 3 way ahead of the best... Really easy pay in 3 way ahead of the best of them Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84798)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is a brand I have trusted for years.

PayPal is a brand I have trusted for years. I enjoy using the pay in three option and also my PayPal credit card Reviewed on: 20th April 2026

really easy to understand and use within the paypal...

really easy to understand and use within the paypal app, also whilst in the app you can see when the promotional period ends if needed so easy to plan when to pay off in full Reviewed on: 20th April 2026

Brilliant for affordability or when you are waiting...

Brilliant for affordability or when you are waiting for payday Reviewed on: 20th April 2026

PayPal Credit

PayPal is a safe and secure method of buying items on the internet. It has an excellent customer service I have been a customer for many years and can't complain about the service I have received from it. Reviewed on: 20th April 2026

Really helpful customer service easy to use and mana...

Really helpful customer service easy to use and manage finances Reviewed on: 20th April 2026

A great offer always available to suit my needs

A great offer always available to suit my needs Reviewed on: 20th April 2026

I've been using PayPal for a few years now and I'm v...

I've been using PayPal for a few years now and I'm very happy with it, whether it's for paying for purchases or transferring money to family, everything is quick, efficient and without any problems. Reviewed on: 20th April 2026

Great for paying for things and flexible payments.

Great for paying for things and flexible payments. Reviewed on: 20th April 2026

Used for over 10 years without any issues.

Used for over 10 years without any issues. Reviewed on: 20th April 2026

Generally positive.

Generally positive. It is always helpful to have a service like this available to loyal customers. Not had any major issues. Could also benefit from simpler repayment and app simplicity as can sometimes be unclear when making additional payments if they have gone through and successful worked. Would also like longer repayment options with a simple direct debit repayment setup available. Reviewed on: 20th April 2026

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