Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147865 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147865)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It has saved from trouble a few times good to have f...

It has saved from trouble a few times good to have for emergencies Reviewed on: 18th June 2026

Very easy to use!

Very easy to use! Always a safe and secure option Reviewed on: 18th June 2026

Ease of Use

Great customer service and the app is very easy to use Reviewed on: 18th June 2026

Fantastic feature and has helped me

Fantastic feature and has helped me Reviewed on: 18th June 2026

Easy, very simple, easy to understand, no hassle inv...

Easy, very simple, easy to understand, no hassle involved. 0% is a lifesaver and is really handy for cash flow. Reviewed on: 18th June 2026

Basic credit easy to use but high apr

Basic credit easy to use but high apr Reviewed on: 18th June 2026

Over 20 years using PayPal

I hAve used PayPal for many years now , 2 decades and have never had any issues other than one time which was my direct debit was coming out and PayPal quickly fixed the issue , love having PayPal there to help out with those much needed purchases and at 0% interest Reviewed on: 18th June 2026

Excellent and user friendly

An excellent free service which is very convenient and user friendly. The point system is an added bonus Reviewed on: 18th June 2026

Love it thanks

Enjoying spreading the cost over a period of time,thank you PayPal. Love it Reviewed on: 18th June 2026

All over the World

Ease of making transactions knowing that monies are safe. Wherever in the world you know that you can depend on PayPal to deliver. Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79086 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub