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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81537 reviews)

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4.90

Based on 81,537 reviews, last reviewed 22nd Apr 2026

2835900% increase in 5 star reviews

in the past 90 days

8300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always helpful and I feel safe buying online Always helpful and I feel safe buying online Reviewed on: 22nd April 2026

Latest lowest rating:

1

i wish i never opened a paypal credit account, i hat... i wish i never opened a paypal credit account, i hate being in debt. £1000 would be wonderful to help me pay some of that back. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81537)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fairly high interest rates for purchases lowers over...

Fairly high interest rates for purchases lowers overall score. Quick and easy to set up a purchase loan . Reviewed on: 18th April 2026

Always had good service, when I had a false monthly...

Always had good service, when I had a false monthly subscription set up they were quick in resolving Reviewed on: 18th April 2026

Easy payments and transactions and easy access

Easy payments and transactions and easy access Reviewed on: 18th April 2026

It was very easy and felt very secure.

It was very easy and felt very secure. Reviewed on: 18th April 2026

Easy to use excellent quality and easy to understand

Easy to use excellent quality and easy to understand Reviewed on: 18th April 2026

Paypal has good services, it's so helpful.

Paypal has good services, it's so helpful. Reviewed on: 18th April 2026

Easy to navigate website.

Easy to navigate website. Questions are addressed promptly. I find the chat functionality very helpful. The sense of security that i get from paypal regarding my account and cards is indescribable Reviewed on: 18th April 2026

My experiences with paypal has always been very good

My experiences with paypal has always been very good Reviewed on: 18th April 2026

I have used PayPal for years now and have never had...

I have used PayPal for years now and have never had a problem. Reviewed on: 18th April 2026

Straight forward

Easy to use , straight forward process Reviewed on: 18th April 2026

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