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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Better than the banks paypal makes easier to buy stu...

Better than the banks paypal makes easier to buy stuff i can't afford at certain times of month Reviewed on: 3rd June 2025

Customer service is always top good notch

Customer service is always top notch Reviewed on: 3rd June 2025

Always quick answer ,secure ,safe payment, and worry...

Always quick answer ,secure ,safe payment, and worry free transactions, layer of security and financial management Reviewed on: 3rd June 2025

Always a fantastic service

Always a fantastic service great for sending and receiving funds to fanily or purchases Reviewed on: 3rd June 2025

Easy to pay and great to pay over 3 months

Easy to pay and great to pay over 3 months Reviewed on: 3rd June 2025

Loving it

Never regretted getting the PayPal credit Reviewed on: 3rd June 2025

PayPal credit - Easy to set-up and manage

PayPal credit is easy to set-up and manage. I liked the features and the ability to access credit without any complex forms to fill out. Reviewed on: 3rd June 2025

Intuitive, easy to navigate

Intuitive, easy to navigate and use and accepted by many merchants. There's also many different tools connected to PayPal such as Xoom which is also great for sending money abroad. Reviewed on: 3rd June 2025

it is my go to instrument on the internet, I m using...

it is my go to instrument on the internet, I m using Paypal for 90 percent of my transactions, using their bnp later feature or even the credit , It saved me many times , I m so happy using it on a daily basis Reviewed on: 3rd June 2025

Non delivery of goods

Had an issue with non delivery of goods ordered and paid for using PayPal x 3. PayPal sorted the issue within 2 weeks and credited me in full, so thank you! Reviewed on: 3rd June 2025

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