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PayPal: PayPal Credit reviews

4.90
Based on 81,991 reviews, last reviewed 22nd Apr 2026
2878300% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Customer Care Good in supporting so fast and very good in giving the chance to buy through instalments Reviewed on: 22nd April 2026
Tala Rostami's avatar
Tala Rostami

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81991)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I always have an excellent experience with PAYPAL an...

5
I always have an excellent experience with PAYPAL and the help centre in getting my money back. The resolution centre is excellent. Reviewed on: 18th April 2026

I started using PayPal credit few months ago and it...

5
I started using PayPal credit few months ago and it is my favourite payment method Reviewed on: 18th April 2026

It's easy and the most safest way to pay especially...

5
It's easy and the most safest way to pay especially when buying from other countries Reviewed on: 18th April 2026

very good and safe and protect mony

5
very good and safe and protect mony Reviewed on: 18th April 2026

your credit your way.

5
You can take it easy and increase or decrease your credit limit with low monthly payments it's cool. Reviewed on: 18th April 2026

Just do PayPal.

5
I have had Great Service and every confidence in my security with all my transactions conducted through PayPay wether it is an instant payment or with PayPal financed credit for many years . Reviewed on: 18th April 2026

So easy to use and helps with budgeting.

5
So easy to use and helps with budgeting. Interest free offer is fantastic. Will definitely use again. Reviewed on: 18th April 2026

Largely straightforward

4
Largely straightforward- though I do find the App confusing to read transactions linearly. The app also has a a lot of repeating ads for its other products and it’s not always clear which product you are utilising Reviewed on: 18th April 2026

Good and safe easy to use and statements clear

5
Good and safe easy to use and statements clear Reviewed on: 18th April 2026

Great service

5
Great service can't fault it, used it a few times now Reviewed on: 18th April 2026