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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147762)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a grate tool to use in today’s world.

5
PayPal is a grate tool to use in today’s world. From paying friends and family to shopping. I’ve been using PayPal for a long time never had any problems Reviewed on: 17th June 2026

Easy split payments on large purchases interest free

5
Easy split payments on large purchases interest free Reviewed on: 17th June 2026

Seems to work all the time, not had any issues or co...

5
Seems to work all the time, not had any issues or concerns since I've been anbactivevmember Reviewed on: 17th June 2026

Easy as pie

5
Easy to use app easy ways to pay great interest free credit for short periods to help pay for larger items more easily and great to use to pay others easily as well. Reviewed on: 17th June 2026

Good service

5
The service has been Good. It came in a timely Reviewed on: 17th June 2026

Paypal credit is brilliant.

5
Paypal credit is brilliant. Your never need a credit card from anyone else been using them for years Reviewed on: 17th June 2026

PayPal for your every day needs -1st class

5
Love the pay in 3 and the easy to use app Reviewed on: 17th June 2026

Dell Herridge

5
Excellent service i can honestly say I have never had a problem Reviewed on: 17th June 2026

Always good and reliable, apps and service works fla...

5
Always good and reliable, apps and service works flawlessly. Never had any issues and the customer support it great Reviewed on: 17th June 2026

Good excellent .

5
Good excellent . For paying split Reviewed on: 17th June 2026

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