Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,551 reviews, last reviewed 25th Apr 2026
3207000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service, cannot fault the customer service... Brilliant service, cannot fault the customer service and the support this provider has given me and my family. This includes times when needed to use ... Read more Reviewed on: 25th April 2026
Zoe A's avatar
Zoe A

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85551)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safety on my goods, great correspondence regarding a...

5
Safety on my goods, great correspondence regarding anything to do with my account. Everything is easy to follow with my account. On the rare time I had to use customer service I was extremely satisfied with the outcome. Reviewed on: 21st April 2026

Easy as!

5
Easy as! .... all very fair and doesnt feel like it's taking advantage of situations. Reviewed on: 21st April 2026

Easy use and provides good payment options

5
It makes all the paymets very easy and makes purchases more affordable. It is also very helpful in terms of international transactions. I use paypal for almost all of my purchases Reviewed on: 21st April 2026

Excellent Provider

5
Always use paypal credit as we get many offers and interest free options. Reviewed on: 21st April 2026

I always use it and it’s great service!

5
I always use it and it’s great service! Many occasions i need to buy something and pay later and it works fine for me. Reviewed on: 21st April 2026

Good service

5
Good and reliable service in every way Reviewed on: 21st April 2026

I find it very easy to use PayPal.

5
I find it very easy to use PayPal. There are many options and I trust them with my bank and card info. If a company doesn’t have PayPal as a way to pay I don’t buy it Reviewed on: 21st April 2026

Great never had a problem with them

5
Great never had a problem with them Reviewed on: 21st April 2026

Always have efficient and friendly service from cust...

5
Always have efficient and friendly service from customer care! Reviewed on: 21st April 2026

Easy to use, short steps, clear instructions, easy t...

5
Easy to use, short steps, clear instructions, easy to manage Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 39168 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
    View all products