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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145428)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great and simple to use.

5
Great and simple to use. Extremely fact to get money transferred Reviewed on: 15th June 2026

All as it should be.

4
All as it should be. Not had any problems using PayPal. Reviewed on: 15th June 2026

Flexible and convenient

5
Paypal credit is my preferred payment method for most of my online transactions. It's fast, flexible and offers different methods, such as immediate payment, pay in 3 and interest free for several months. All of which help to manage my finances and make my purchases more affordabe. Reviewed on: 15th June 2026

Very good easy to use

5
Very good easy to use and friendly service Reviewed on: 15th June 2026

Buying a new phone

5
Never had a problem so highly recommend Reviewed on: 15th June 2026

Never had an issue with paypal

5
Always had good feed back and a good resolution to any problems that I have had Quick response to any messages or queries Reviewed on: 15th June 2026

Easy to use online

5
Easy to use online when paying for purchases, or transferring to friends and family. Reviewed on: 15th June 2026

Been with them for years loved the experience

5
Been with them for years loved the experience Reviewed on: 15th June 2026

Excellent

5
Excellent I have no problems yet. Reviewed on: 15th June 2026

It is easy to use, very accessible and super clear w...

4
It is easy to use, very accessible and super clear with any instructions Reviewed on: 15th June 2026

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