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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Amazing!

I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Love the flexability that is provided by PayPal.

Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one large payment up front. You've helped me on many occassions, so thank you. Reviewed on: 28th June 2025

Great option

Credit quick approval and makes bigger purchases much easier on the wallet. Reviewed on: 28th June 2025

Great customer service!

Very helpful to me when dealing with a consumer issue - I could do actually speak to somebody & discuss instead of chat bot & I appreciated that Reviewed on: 28th June 2025

PayPal Credit is easy to use but tricky to pay...

PayPal Credit is easy to use but tricky to pay off Reviewed on: 28th June 2025

It was very helpful to be able to pay for the goods

It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

I have always been satisfied with the service I rece...

I have always been satisfied with the service I receive. Reviewed on: 27th June 2025

Paypal are clear

I have had good a good experience Reviewed on: 27th June 2025

Quick answer for credit

Such help when buying things outside my immediate budget. Reviewed on: 27th June 2025

Excellent Service .

Always positive my go to when buying online. Love the flexibility options which can really help with large purchases Reviewed on: 27th June 2025

Safe, reliable, excellent service

I always use PayPal for my online transaction Reviewed on: 27th June 2025

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