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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145403 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145403)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great always use its services used for PayPal PayPal...

Great always use its services used for PayPal PayPal credit PayPal pay in 3 Reviewed on: 15th June 2026

The most reliable and trustworthy experience i have...

The most reliable and trustworthy experience i have ever had using services of this type! Im never in doubt about my money being safe when I use PayPal. Reviewed on: 15th June 2026

Neverhad an issue using PayPal.

Never had an issue with PayPal and have used them for many years . All my online payments are through PayPal, they’re great. Reviewed on: 15th June 2026

PayPal 4 months interest free is a winner.

PayPal credit is easy to use. And I enjoy the 4 month interest free payment. Helps me greatly with my purchases. as I’m paid monthly. So never have to worry about it with PayPal.. Reviewed on: 15th June 2026

Exceptionally easy and customer friendly process..

It is exceptionally easy to apply for the credit, with clear instructions and the app ensuring the applicant understand a they are applying for credit. Reviewed on: 15th June 2026

I never had any problems that was not worked out ver...

I never had any problems that was not worked out very quickly great staff. Reviewed on: 15th June 2026

Use PayPal all the time

PayPal is so easy to use plus I like the added protection you have with using paypal Reviewed on: 15th June 2026

PayPal credit is ideal for those purchasers that you...

PayPal credit is ideal for those purchasers that you want split over time - direct debit means you never miss a payment and you can always pay Early. They keep an eye on your credit so you don’t over stretch yourself Reviewed on: 15th June 2026

Great for larger purchases interest fee

I use PayPal credit for big purchases. I appreciate the ability to pay over time and not pay interest. I also like security of PayPal. Having had a dispute with a retailer who gave poor service PayPal stepped in and resolved the matter. Whilst it took time I did not incur further fees. So delighted Reviewed on: 15th June 2026

PayPal credit is a credit provider that has enabled...

PayPal credit is a credit provider that has enabled 0% for 4 months interest free rate via digital card / transaction purchases. The new card format has enabled me access to more credit ensuring I can buy the goods I require at the right time. Reviewed on: 15th June 2026

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