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PayPal: PayPal Credit reviews

4.90
Based on 86,677 reviews, last reviewed 27th Apr 2026
1655200% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a wonderful experience really prompt and fast... I had a wonderful experience really prompt and fast transaction Reviewed on: 27th April 2026
Salman Aziz's avatar
Salman Aziz

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86677)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Brilliant customer service when I have ever had a pr...

5
Brilliant customer service when I have ever had a problem with a transaction. Resolves problems quickly Reviewed on: 21st April 2026

very good

5
great experience with the company Reviewed on: 21st April 2026

Amazing , every time and all the time

5
Amazing , every time and all the time Reviewed on: 21st April 2026

Flexibility without debt worries!

5
Reliable, fast and efficient! Thank you for enabling me to have flexibility with my money without getting into debt! Reviewed on: 21st April 2026

They will bring your money back if you don't get the...

5
They will bring your money back if you don't get the service. Reviewed on: 21st April 2026

A safe and secure way to buy online always credit wh...

5
A safe and secure way to buy online always credit when you need it. easy to navigate app.. ive used PayPal for quite a few years now and never had any problems with the service Reviewed on: 21st April 2026

Always good with protecting you and your money

4
Always good with protecting you and your money Reviewed on: 21st April 2026

All good all happy, no issues with making payments o...

5
All good all happy, no issues with making payments or receiving money Reviewed on: 21st April 2026

Convenient but Watch the Interest

5
Using PayPal Credit has been convenient for managing larger purchases with flexible repayment options. The application process was straightforward, and I appreciate the clear notifications about upcoming payments. However, interest rates can be high if balances are not cleared quickly. Reviewed on: 21st April 2026

Easy to use.

5
Easy to use. Great for zero interest Reviewed on: 21st April 2026

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