Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145343 reviews)

View other PayPal products

4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145343)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

high interest rate

Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Great website, very user friendly, great customer se...

Great website, very user friendly, great customer service and invaluable for someone like myself for budgeting and not getting into debt. Reviewed on: 15th June 2026

No problem with payment sucure peace of mind

No problem with payment sucure peace of mind Reviewed on: 15th June 2026

Needed more protection to pay online.

It would be better but got conned out of money and I couldn't get it back. It is good that I am able to use PayPal for most things but I would favour if that could be more. Reviewed on: 15th June 2026

Great service easy to issue payments and recieve them.

Great service easy to issue payments and recieve them. Great for shopping Reviewed on: 15th June 2026

Quick and easy

Quick and easy,pay in 3 is very useful Reviewed on: 15th June 2026

Very clear

Very easy to manage tge repayments, reminders of upcoming payments Reviewed on: 15th June 2026

Simple to use.

Simple to use. Easy accessible information. Reviewed on: 15th June 2026

Offering alternative ways to pay is useful.

Offering alternative ways to pay is useful. It’s easy to navigate. Stores often give it as an option. It feels like a safe way to pay. Reviewed on: 15th June 2026

Loving It

No issues for me. Very happy with the service provided. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76272 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub