Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86745 reviews)

View other PayPal products

4.90

Based on 86,745 reviews, last reviewed 27th Apr 2026

1658250% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been with PayPal for many years, the experien... I have been with PayPal for many years, the experience has continued to grow and improve and vary in many ways - it’s now my favourite way to pay and ... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86745)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Everytime I’ve needed PayPal it’s been there and cus...

Everytime I’ve needed PayPal it’s been there and customer service is excellent t Reviewed on: 21st April 2026

My experiences have always been superb.

My experiences have always been superb. Customer care representatives are usually prompt, respectful and helpful. Reviewed on: 21st April 2026

It’s good to be protected.

It’s good to be protected. Not much more to say. Reviewed on: 21st April 2026

Never had a problem with paying for anything securel...

Never had a problem with paying for anything securely online been with them for many years now through eBay and now with the PayPal card feel safe and secure using paper Reviewed on: 21st April 2026

Great service

Enjoy the service and the experience Reviewed on: 21st April 2026

Safe to use

Used for a long time and I find it safe Reviewed on: 21st April 2026

PayPal has always been reliable and trustworthy when...

PayPal has always been reliable and trustworthy when necessary and has been clear and helpful when catching up with payments on repayment. Thank you very much. Reviewed on: 21st April 2026

It’s a really good service they are very helpful and...

It’s a really good service they are very helpful and give good advice. Reviewed on: 21st April 2026

Just easy now you have a physical card

Great now that you can also use a physical card Reviewed on: 21st April 2026

I love PayPal because!!

I love PayPal because it makes online shopping so easy. I have used PayPal for about 20 years and it is one of the few financial institutions that I trust implicitly. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Payments
from PayPal 4.92 from 3687 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39699 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub