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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145270 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145271)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always very helpful

Always very helpful when I call. Very easy to use and always feel secure using PayPal. Like the points system just used my points for the first time was so easy. I always recommend to friends and family. Reviewed on: 15th June 2026

Hi there , Everything is fine ans customer service i...

Hi there , Everything is fine ans customer service is good Reviewed on: 15th June 2026

Very efficient and reliable.

Very efficient and reliable. Easy to use Reviewed on: 15th June 2026

Being disabled and unable to work,paypal is a god send.

Being disabled and unable to work,paypal is a god send.Not only can I send money I can recieve without having to give my bank details.Paypal credit is freat too,gives me a little more time to pay for items when.im not paid every week. Reviewed on: 15th June 2026

It makes unexpected payments so much easier, I like...

It makes unexpected payments so much easier, I like being able to spread the cost over a longer period Reviewed on: 15th June 2026

Convenient

I find using PayPal convenient and easy to manage, no major hiccups with any process transactions, easy to follow and payment options are very flexible Reviewed on: 15th June 2026

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. Fabulous quick service. Reviewed on: 15th June 2026

Simple easy to use app.

Simple easy to use app and always very clear info. Good 0% offers on purchases. Reviewed on: 15th June 2026

Never had any problems, good rate of interest if nee...

Never had any problems, good rate of interest if needed and a simple system to use even for an old technofobe like me, highly recommended Reviewed on: 15th June 2026

Quick, Reliable and Easy to Use

I’ve used PayPal for years and always found it quick, easy and reliable. PayPal Credit is really handy when I need more flexibility for larger purchases. Overall, it’s simple to use and gives me peace of mind when paying online. Reviewed on: 15th June 2026

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