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PayPal: PayPal Credit reviews

4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145070)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great product. Highly recommended

5
I have been using the service alot and ease of use and the flexibility is great Reviewed on: 15th June 2026

PayPal is such an easy way to pay and safe/secure...

5
PayPal is such an easy way to pay and safe/secure Reviewed on: 15th June 2026

It has been very helpful

5
It has been very helpful for me when I have been in difficult situations. Reviewed on: 15th June 2026

Helpful service and fast service

5
Good service helpful service fast service Reviewed on: 15th June 2026

Beem using paypal credit for about 7 years now.

5
Beem using paypal credit for about 7 years now. Because of its setup and easy to use facility usually my default type of payment method. Reviewed on: 15th June 2026

Always had positive experiences from customer servic...

5
Always had positive experiences from customer service and the whole experience Reviewed on: 15th June 2026

Easy to use and your money is safe

5
Always very easy to use and good options for different payment methods, always feels secure using PayPal, my money feels safe Reviewed on: 15th June 2026

Customer service weren't great, but overall still good.

4
Customer service weren't great when a fake goods scammer got me, sided with them. But overall experience of PayPal has been great. Reviewed on: 15th June 2026

Good customer service advice, always ready to help,...

5
Good customer service advice, always ready to help, value for money Reviewed on: 15th June 2026

It was very helpful when i do not have a many but ha...

5
It was very helpful when i do not have a many but have to buy something Reviewed on: 15th June 2026

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