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PayPal: PayPal Credit reviews

4.90
Based on 86,876 reviews, last reviewed 27th Apr 2026
1664350% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous five star service,never let me down Fabulous five star service,never let me down Reviewed on: 27th April 2026
Arminas K's avatar
Arminas K

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86876)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very simple and easy to use.

5
Very simple and easy to use. Even great that they’ve added this reward system as well Reviewed on: 21st April 2026

Quick and easy communication and service is easy to use

5
Quick and easy communication and service is easy to use Reviewed on: 21st April 2026

I was a victim of fraud and received no support.

1
I was a victim of fraud and received no support. Reviewed on: 21st April 2026

Feel safe using PayPal- 4 months interest free is ve...

5
Feel safe using PayPal- 4 months interest free is very useful service. Reviewed on: 21st April 2026

I love using PayPal credit its easy and repayments a...

5
I love using PayPal credit its easy and repayments are easy to make ive already recommended it to family and friends and they all love it. Reviewed on: 21st April 2026

It’s handy to have this option with multiple purchases

5
It’s handy to have this option with multiple purchases Reviewed on: 21st April 2026

Always helpful customer service, easy manageable rep...

5
Always helpful customer service, easy manageable repayments Reviewed on: 21st April 2026

Excellent. Finance provider.

5
An easy to use and useful finance provider. Very handy to spread payments out to an affordable level. Reviewed on: 21st April 2026

Interest free help

5
Nice to be able to get those out of reach products and pay back monthly with a good term of interest free Reviewed on: 21st April 2026

Super service with great products.

5
I have had nothing but excellent service when dealing with PayPal. The range of services are brilliant allowing me to budget purchases effectively and know that I'm covered if anything were to go wrong. Reviewed on: 21st April 2026