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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146404)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Seamless integrations with a lot of merchants

Seamless integrations with a lot of merchants Reviewed on: 15th June 2026

Using PayPal for few years and never had a problem

Using PayPal for few years and never had a problem Reviewed on: 15th June 2026

Customer service improvement required

It is hard to contact PayPal for customer service. So this needs to be addressed. Other than this PayPal is safe and secure Reviewed on: 15th June 2026

Quick, easy & secure. What's not to love!

I trust PayPal and know my transactions are secure. As well as peace of mind PayPal is quick and easy to use. And the pay in 3 option makes purchasing larger items much more affordable without the sorry of additional interest to pay. It's a no brainer! Reviewed on: 15th June 2026

Very good easy to use and enjoable feachers

Very good easy to use and enjoable feachers Reviewed on: 15th June 2026

It's been great for those emergency moments.

It's been great for those emergency moments....completely broken down cooker for example! I would love an option to spread the cost further maybe 6 & 12 months Reviewed on: 15th June 2026

Never had a poor experience using PayPal.

Never had a poor experience using PayPal. Reviewed on: 15th June 2026

Only had very good experiences with PayPal.

Only had very good experiences with PayPal. Had a couple of issues with websites that I have bought from and PayPal had no problem with refunding my money on theses issues. It gives me that extra security when purchasing online. Reviewed on: 15th June 2026

contact customer service once

I have only had to contact customer service once and it was a bit of a troll to get to the advisor but they were helpful once I got through Reviewed on: 15th June 2026

Using PayPal credit very often as find it best opti...

Using PayPal credit very often as find it best option for short term interest free Reviewed on: 15th June 2026

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