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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732486076725020199 (144792 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144792)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is very good,but I think needs to be little d...

PayPal is very good,but I think needs to be little development. Reviewed on: 14th June 2026

I have been using paypay for over 10 years

I have been using paypay for over 10 years and I'm very happy with the service. It is easy to use and and saves time, Reviewed on: 14th June 2026

Easy to use, very convenient, paypal credit is a goo...

Easy to use, very convenient, paypal credit is a good way to spread the costs. Reviewed on: 14th June 2026

Very useful Easy to use

Easy to use ,comes in handy so often , especially organising group trips Reviewed on: 14th June 2026

Ideal for splitting payments

I love splitting payments on larger transactions and finding the pay in four months with 0% interest really helpful, especially when booking holidays. The only thing I'd like to improve is more detail on the payments page, I'd like to see exactly which payments are due and when, sometimes it takes a while for new transactions to show up. Reviewed on: 14th June 2026

Good service, can be hard to speak to someone when t...

Good service, can be hard to speak to someone when there is a rare problem. Reviewed on: 14th June 2026

Always happy when using paypal to pay for things onl...

Always happy when using paypal to pay for things online whether its pay in 3 or paypal credit. Always helpful especially in these financially tough times we are living in at the moment, I would definitely recommend to friends and family. Reviewed on: 14th June 2026

Seller refused refund resolved by PayPal

I had an issue with an item purchased online via PayPal. The item did not work when delivered and the vendor would only offer a small compensation and refused a full refund or to accept the item being returned. Handle by PayPal customer services and a full refund obtained. Reviewed on: 14th June 2026

Never had an issue with PayPal always quick to respo...

Never had an issue with PayPal always quick to respond with any issues Reviewed on: 14th June 2026

My Positive Experience With PayPal

In my experience, PayPal has been a fantastic service to use. I regularly use PayPal Pay in 3, which has made managing larger purchases much more convenient and affordable. I also use PayPal Credit, and I’ve found it to be a flexible and reliable way to spread costs when needed. On top of that, whenever I’ve had a question or needed assistance, PayPal’s customer service team has always been helpful, professional, and quick to resolve any issues. Overall, my experiences with PayPal have been consistently positive, and it has become one of my preferred payment methods. Reviewed on: 14th June 2026

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