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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146204 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146204)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A Decade using PayPal Credit

I've been using PayPal Credit for about a decade and it's been a great and safe way to pay for goods over £99 as you get 4 months interest free. Most useful for big purchases so you can spread the cost. Reviewed on: 15th June 2026

Never had any trouble with PayPal, it's a great comp...

Never had any trouble with PayPal, it's a great company, customer service is good and transactions are fully updated and explained Reviewed on: 15th June 2026

Fabulous Product

Great offer on credit card, 0 interest for 3 months which has been really helpful to keep me going. Paypal also offer some great rewards when you spend, no catch. I haven’t had to use customer services yet but if it’s anything like their products I’m sure it’s great. I would recommend a Paypal debit or credit card! Reviewed on: 15th June 2026

It’s very useful but dangerous if misused

It’s very useful but dangerous if misused Reviewed on: 15th June 2026

My experience has always been great as they solve m...

My experience has always been great as they solve my queries every time Reviewed on: 15th June 2026

Easy to use and make regular payments

Easy to use and make regular payments Reviewed on: 15th June 2026

Easy safe.

Easy safe. Resolved a problem with a seller Reviewed on: 15th June 2026

Well not too bad except late payment fees not really...

Well not too bad except late payment fees not really helping customers at all Reviewed on: 15th June 2026

Any problems with a purchase PayPal is on my side.

Any problems with a purchase PayPal is on my side. Reviewed on: 15th June 2026

Great PayPal

Easy to use and clear on the account as to how paying and great to have as secure Reviewed on: 15th June 2026

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