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PayPal: PayPal Credit reviews

4.90
Based on 85,209 reviews, last reviewed 25th Apr 2026
3175400% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Works a treat overall. Works a treat overall. Would be great to see a more updated preview on how much I owe. Reviewed on: 25th April 2026
Annaliese Woodger's avatar
Annaliese Woodger

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85209)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service

5
I find PayPal very useful enjoy the interest free period, i haven’t really had any problems with PayPal but in the past where I did have problems at the beginning it was dealt with straight away. Excellent service Reviewed on: 20th April 2026

I LIKE PAYPAL BECAUSE THEY HELP US

5
I LIKE PAYPAL BECAUSE THEY ARE THE ONLY ONE,S WHO HELP WHEN NEEDED Reviewed on: 20th April 2026

Very easy to use service, really helps

5
Very easy to use service, really helps Reviewed on: 20th April 2026

Excellent services provider

5
Excellent safe and easiest way to pay for purchases services and more. Great for savings too Reviewed on: 20th April 2026

Pay Pal easy online payments

5
Always use PayPal for payment transactions online the ease of instant credit plus secure payment makes it a easy choice , also like the pay in 3 option so it’s easy to control the credit you need and 3x manageable payments Reviewed on: 20th April 2026

Excellent even when I send money abroad

5
Excellent even when I send money abroad Reviewed on: 20th April 2026

The PayPal is the best way for the secure service...

5
The PayPal is the best way for the secure service Reviewed on: 20th April 2026

Super Easy

4
PayPal Pay in 3 is basically a super easy way to split your shopping into three payments without paying any interest or late fees. Approval is quick, it works pretty much anywhere that accepts PayPal, and you still get their Buyer Protection, which is a nice safety net. People seem to love it too — it’s sitting at a 4.93/5 from thousands of reviews — so overall it’s a solid, hassle‑free BNPL option if you want to spread the cost a bit. Reviewed on: 20th April 2026

Very easy to use, issues resolved straight away.

5
Very easy to use, issues resolved straight away. Easy payment process Reviewed on: 20th April 2026

I have used PayPal since me and the wife renewed our...

5
I have used PayPal since me and the wife renewed our vows and it made buying things a lot easier plus I felt safe Reviewed on: 20th April 2026