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PayPal: PayPal Credit reviews

4.91
Based on 85,294 reviews, last reviewed 25th Apr 2026
3183300% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Handy for spreading over a shot period. Handy for spreading over a shot period. Reviewed on: 25th April 2026
Mike Mc's avatar
Mike Mc

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85294)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal you can trust

4
Had PayPal for some years always reliable in sorting issues with the credit company’s /other and helped out for credit when needed at an ease. Reviewed on: 20th April 2026

Quick and easy to use.

5
Quick and easy to use. IF I go onto a site to buy and there is no option for paypal I dont buy from the site. The security and peace of mind for purchases is my number one reason fornusing. Reviewed on: 20th April 2026

Great way to spread your payments

5
Great way to spread your payments Reviewed on: 20th April 2026

Easy to use and the dashboard is easy to understand...

5
Easy to use and the dashboard is easy to understand Reviewed on: 20th April 2026

Easy to use and straightforward app.

5
Easy to use and straightforward app. Reviewed on: 20th April 2026

I use PayPal as it’s very easy and convenient and ma...

5
I use PayPal as it’s very easy and convenient and makes me feel confident with money back guarantee. Reviewed on: 20th April 2026

I use PayPal every so often, as a back up and it wpl...

3
I use PayPal every so often, as a back up and it wploeks well for me Reviewed on: 20th April 2026

Love PayPal

5
Love PayPal so easy and safe to use Reviewed on: 20th April 2026

Great credit increases and easy payback

5
Great credit increases and easy payback Reviewed on: 20th April 2026

Very good service, would recommend.

5
Very good service, would recommend. Reviewed on: 20th April 2026

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