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PayPal: PayPal Credit reviews

4.90
Based on 86,210 reviews, last reviewed 26th Apr 2026
1633550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and usability Only ever had 2 issues with a retailer not providing the service I paid for. Both occasions PayPal dealt with it immediately with no fuss and the issu... Read more Reviewed on: 26th April 2026
Alistair L's avatar
Alistair L

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86210)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always efficient.

5
Always efficient. Quick and easy to use. Reviewed on: 21st April 2026

Great service and great app!

5
Great service and great app! Love Paypal Reviewed on: 21st April 2026

The credit and pay in 3 system is epic

5
The credit and pay in 3 system is epic Reviewed on: 21st April 2026

Probably the most convenient way yet most secure way...

5
Probably the most convenient way yet most secure way of buying online and it’s now even easier with actual PayPal card and even the 4 month interest free payment options. Reviewed on: 21st April 2026

Quick and well connected

4
Quick and well connected. Easy at checkout to use PayPal Reviewed on: 21st April 2026

fab customer service

5
Always helped in awkward situations with buyers and fight your corner . Reviewed on: 21st April 2026

Always get a great service, and dealt with confidently

5
Always get a great service, and dealt with confidently Reviewed on: 21st April 2026

Interest free lending

5
Interest free lending is brilliant, make things much more flexible Reviewed on: 21st April 2026

PayPal is the go-to money handling platform

5
PayPal is the go-to money handling platform, with unparalleled flexibility and security. I’ve had PayPal be a my checkout option for several years and have been grateful for the ability to pay over time for larger purchases. Reviewed on: 21st April 2026

Great company.!

5
Great company. Lots of benefits. Kind to clients. Reviewed on: 21st April 2026