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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145698 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145698)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Customer service and usability

App is excellent. Customer service very quick to respond Reviewed on: 15th June 2026

I really like using PayPal credit as it doesn’t feel...

I really like using PayPal credit as it doesn’t feel like you are been nagged with reminders all the time and you can pay as much or as little back as you would like and the interest free for 3 months is great. It was my mums 50th birthday and I couldn’t afford to get her something really nice until I seen the company accepted PayPal which was perfect as it been my first purchase using the credit I got 6 months interest free so the gift didn’t put me in financial difficulty. Reviewed on: 15th June 2026

5 star service

PayPal is easy to set up and use. Even better now they have physical cards. Reviewed on: 15th June 2026

PayPal has made buying on line ridiculously easy.

PayPal has made buying on line ridiculously easy. They go the extra mile as well, by offering tracking, pay in three, and they will also help me if I'm not happy with a purchase and I 'open a case' . They have definitely taken all the worry out of buying on line. Reviewed on: 15th June 2026

PayPal is quick and convince.

PayPal is quick and convince. You don't struggle for a purchase to go through. Always recommend it to my friends and family Reviewed on: 15th June 2026

pay in three used a few times saved interest

pay in three used a few times saved interest Reviewed on: 15th June 2026

Great customer service, always helpful if you are a...

Great customer service, always helpful if you are a victim of a scam and the pay in 3 is brilliant too. Never have to wait long to talk to a person if theres an issue or if you need more time to pay, the app is easily navigable. Reviewed on: 15th June 2026

Great service got me refund .

Great service got me refund .from unauthorised payments taken by one company . Reviewed on: 15th June 2026

It just works!

It just works! I can shuffle my finances Reviewed on: 15th June 2026

I've had no bad experience with PayPal at all.

I've had no bad experience with PayPal at all. Reviewed on: 15th June 2026

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