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PayPal: PayPal Credit reviews

4.73
Based on 144,027 reviews, last reviewed 21st Jun 2026
4284250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive reliably Easy to use. App ia easy to read and navigate Reviewed on: 21st June 2026
Tracy p's avatar
Tracy p

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144027)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Better than Credit Card

5
I have been using PayPal credit regularly for big purchases as I can spread the payment over 4 months interest free which is a better option financially compared to using a credit card. So far I haven’t come across any issue with PayPal credit. Reviewed on: 13th June 2026

PayPal are a reliable and safe service to use

5
PayPal are a reliable and safe service to use Reviewed on: 13th June 2026

Paypal always clearly shows available options for pa...

5
Paypal always clearly shows available options for payment and is fast and reliable Reviewed on: 13th June 2026

Quick and easy to use.

5
Quick and easy to use. App good. Reviewed on: 13th June 2026

amazing advice and customer service

5
amazing advice and customer service Reviewed on: 13th June 2026

PayPal makes me feel safe especially silly when buyi...

5
PayPal makes me feel safe especially silly when buying of social media Reviewed on: 13th June 2026

I had a problem with a seller and they sorted it wit...

5
I had a problem with a seller and they sorted it with in one hour Reviewed on: 13th June 2026

Good service

5
I am happy with PayPal services. I like flexibility and options range that service offers Reviewed on: 13th June 2026

Fantastic account I like it.

5
Fantastic account I like it. It is really help me always to pay something to pay later. Pay in three months so it’s fantastic account. Reviewed on: 13th June 2026

Always find site easy to use and customers svs answe...

5
Always find site easy to use and customers svs answers and solve issues quickly and professionally. Reviewed on: 13th June 2026

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