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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145675 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145675)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good for budgeting

I value the interest free 4 months for payments over £100 and if I have a dispute with a seller it has been settled by PayPal with no hassle Reviewed on: 15th June 2026

App is friendly and easy to use.

App is friendly and easy to use. Easy payment options and protection. I would recommend using PayPal credit options for your shopping. Reviewed on: 15th June 2026

convenient for online use.

convenient for online use. have been using for about 20 years without issues Reviewed on: 15th June 2026

Great experience with PayPal Credit

I've had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it's been really convenient for making larger purchases without using my regular card. Payments are easy to manage and customer service has been helpful whenever I've had questions. I'd definitely recommend it to anyone looking for a flexible way to pay. Reviewed on: 15th June 2026

Flexible and Convenient Payment Option

Flexible and Convenient Payment Option Reviewed on: 15th June 2026

My experience with PayPal has been great the servi...

My experience with PayPal has been great — the service is very helpful and consistently reliable, which makes transactions much easier and worry‑free. Reviewed on: 15th June 2026

Easy to control my money

Easy to control my money,4 months 0% interest is good for me Reviewed on: 15th June 2026

They are very helpful .

They are very helpful . I’ve had no problems with PayPal Reviewed on: 15th June 2026

Easy to use, understand and control

Easy to use, understand and control Reviewed on: 15th June 2026

Excellent service.

Excellent service. Excellent loan offers. It's good that they offered a credit card. Reviewed on: 15th June 2026

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