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PayPal: PayPal Credit reviews

4.73
Based on 143,618 reviews, last reviewed 21st Jun 2026
4265600% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe online transactions Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026
SueP's avatar
SueP

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143618)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good job man

5
Good job son. Loved it spot on. Great Reviewed on: 13th June 2026

Great payment system

5
Always quick and easy to use. I like the choices of credit or pay in 3 or just pay. Love the new rewards scheme, building points to spend and having a PayPal card for using in shops, which also collect points. Easy to set up standing order to cover monthly payments. Reviewed on: 13th June 2026

Another layer of security

5
I’ve been using PayPal for several years and it seems to improve and move with the times to suit my needs. I particularly like Pay in 3, enabling me to spread the cost of smaller purchases and PayPal credit is ideal for larger purchases. Communication is good, with being given adequate reminders of when payments are due. It’s easy to keep track of refunds and move money back into your bank account once the refund is complete. I really like PayPal as a safe way to spend. Reviewed on: 13th June 2026

It helps me with some payments.

5
It helps me with some payments, and repaying the loan isn't complicated; the app is easy to use. Reviewed on: 13th June 2026

Assured customer

5
I am confident in your services which is different from other finance companies.Keep up the great work. Reviewed on: 13th June 2026

It been great since I started using it and I love it.

5
It been great since I started using it and I love it. Reviewed on: 13th June 2026

It’s great , really enjoy the service

5
It’s great , really enjoy the service Reviewed on: 13th June 2026

It’s brilliant easy to use works in seconds

5
It’s brilliant easy to use works in seconds Reviewed on: 13th June 2026

Really very very good and affordable.

5
Really very very good and affordable. Reviewed on: 13th June 2026

Paypal review

5
Smooth transactions and good communication provided Reviewed on: 13th June 2026

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