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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145648 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145648)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

iwas easy to set up and is also easy...

it was easy to set up and is also easy to use Reviewed on: 15th June 2026

I love PayPal!

I love PayPal!!! Customer service is amazing and buyers protection has always helped me when buying goods from vendors that I’m unfamiliar with. Thank you! Reviewed on: 15th June 2026

PayPal is the best!

I have never had a negative experience with PayPal. If I buy something and there is a problem with the item, PayPal will provide me with a refund. The app really is excellent, you can find out details of a purchase and you can send money to people or organisations. If I have a query, and that is very rarely, it is very easy to contact PayPal, and they work with you to find a solution. Reviewed on: 15th June 2026

80s casuals

Good got what i wanted at good rate Reviewed on: 15th June 2026

Long time PayPal Credit Customer

I've had PayPal Credit for a number of years and frequency used Pay In Three to easily spread the costs of larger purchases. Reviewed on: 15th June 2026

Perfect everything understandable

Easy pleasant experience. All transactions are easy understandable Reviewed on: 15th June 2026

it's been good service all time for me

it's been good service all time for me Reviewed on: 15th June 2026

Always very helpful

Always very helpful when I call. Very easy to use and always feel secure using PayPal. Like the points system just used my points for the first time was so easy. I always recommend to friends and family. Reviewed on: 15th June 2026

Hi there , Everything is fine ans customer service i...

Hi there , Everything is fine ans customer service is good Reviewed on: 15th June 2026

Very efficient and reliable.

Very efficient and reliable. Easy to use Reviewed on: 15th June 2026

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