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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145641 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145641)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent services

The services I am receiving is excellent and the comfort in paying back my debt is second to none. Reviewed on: 15th June 2026

Overall good experience of the platform and it's off...

Overall good experience of the platform and it's offerings, the only issues I've had is when using their promotions for additional cashback when making purchases somewhere, these seem to fail to track and despite customer service confirming all has been processed correctly, this is the second time this has happened now and the issues have still not been resolved. Reviewed on: 15th June 2026

Excellent and Trusted

Very useful and helpful to have the benefit of time to pay for those urgent bills that take you by surprise. Reviewed on: 15th June 2026

Amazing and so helpful and easy to use

Amazing and so helpful and easy to use Reviewed on: 15th June 2026

Easy to see transactions and kept up to date with de...

Easy to see transactions and kept up to date with delivery progress. Reviewed on: 15th June 2026

Amazing product

Great way to pay for goods and feel safe Reviewed on: 15th June 2026

quick and easy

It was quick and easy to apply.I did not have to wait ages. Reviewed on: 15th June 2026

Overall a very good experience with paypal

Overall a very good experience with paypal Reviewed on: 15th June 2026

Credit card not arrived disappointed

Credit card not arrived disappointed Reviewed on: 15th June 2026

It's the easiest method but still experiencing too m...

It's the easiest method but still experiencing too many glitches. Reviewed on: 15th June 2026

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