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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145637)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for over 12 years, and I have to...

I have used PayPal for over 12 years, and I have to say I have never had any problems at all. If there was the sorted it instantly Reviewed on: 15th June 2026

Always easy to understand and use, clear and simple...

Always easy to understand and use, clear and simple instructions Reviewed on: 15th June 2026

Easy and fast transactions.

Easy and fast transactions. Excellent app and easy to use. Reviewed on: 15th June 2026

Someone has use my account before PayPal stopped the...

Someone has use my account before PayPal stopped the payment straight away, I use it all the time for pay in three. And it’s just a safer way to pay online Reviewed on: 15th June 2026

PayPal is always been helpful and handy to me , it's...

PayPal is always been helpful and handy to me , it's easy to use and understand. Really helps me to be able to afford the bigger things I can't pay all in one go, so thank you PayPal you have really helped a small family to make memories with! Reviewed on: 15th June 2026

Excellent Buyer Protection, Customer Service

I have been using PayPal for many years, and one of the main reasons I continue to use it is the peace of mind it gives me when shopping online. Unfortunately, I have been scammed more than once by sellers who either never sent the item or sent something completely different from what was advertised. Every time I had an issue, PayPal was there to help. The dispute process was straightforward, easy to follow, and I was kept informed throughout. In each case, PayPal investigated the matter fairly and helped me recover my money. What I appreciate most is how simple and stress-free the whole process is. The website is easy to use, communication is clear, and customer support has always been professional and helpful. Knowing that my purchases are protected gives me confidence to shop online without constantly worrying about losing my money. For me, PayPal is one of the most reliable payment services available. I would highly recommend it to anyone who wants a secure, trustworthy, and customer-focused way to pay online. Reviewed on: 15th June 2026

It is a convenient way to pay ad one feels a little...

It is a convenient way to pay ad one feels a little more protected. Reviewed on: 15th June 2026

Overall I like this pay in 3 option or 4 months inte...

Overall I like this pay in 3 option or 4 months interest free. This is fantastic and great value Reviewed on: 15th June 2026

it’s ok for now...

It’s ok for now I mean it’s ok for now Reviewed on: 15th June 2026

Easy to use, accepted by most retailers.

Easy to use, accepted by most retailers. Did have a puzzling conversation with customer service giving mixed messages though. Reviewed on: 15th June 2026

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