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PayPal: PayPal Credit reviews

4.90
Based on 86,994 reviews, last reviewed 27th Apr 2026
1669950% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Purchases quick and had a problem with not getting a... Purchases quick and had a problem with not getting an order and PayPal dealt with that quickly and efficiently and I got my money back. My trust in Pa... Read more Reviewed on: 27th April 2026
Christine C's avatar
Christine C

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86994)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great Service, Credit Limit Unclear

5
My experience with PayPal Credit has genuinely been very good overall. The service has been reliable and easy to use, and I’ve found it really convenient for managing purchases. The customer service and general support have been top-notch whenever I’ve needed assistance. The only thing I’m unsure about is why my credit limit hasn’t increased, as I’ve been using the account responsibly. Aside from that, I’ve had a very positive experience and would recommend it. Reviewed on: 21st April 2026

Alana188

5
Because if there's ever a dispute paypal sort it out without quibbling about it Reviewed on: 21st April 2026

Highly trusted, easy to use and very reliable.

5
Highly trusted, easy to use and very reliable. Reviewed on: 21st April 2026

Always efficient and helpful with my finances

5
Always efficient and helpful with my finances Reviewed on: 21st April 2026

Brilliant site I love the pay in three

5
Brilliant site I love the pay in three Reviewed on: 21st April 2026

Great service!

5
Great service! Would recommend it to anyone! Reviewed on: 21st April 2026

PayPal is my convenient safe method of payment acros...

5
PayPal is my convenient safe method of payment across many websites offering that layer of security and flexibility needed in today’s world. All financial payment options are pre-saved making check out of extremely efficient. Reviewed on: 21st April 2026

Always good

5
Always a good experience dealing with paypal Reviewed on: 21st April 2026

Love paypal! So easy

5
I have used paypal for years & paypal credit for a couple of years. The interest isnt the best but the whole process is easy to do Reviewed on: 21st April 2026

Really smooth - great experience

5
Really smooth - great experience Reviewed on: 21st April 2026

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