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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145632 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145632)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I recommend PayPal 100%.

I recommend PayPal 100%. Because PayPal is easy to use for sending and receiving money and is safe for making online purchases. Reviewed on: 15th June 2026

Good service.

Good service. Always help me. Everything it's easy. Reviewed on: 15th June 2026

Helps me budget when I have to buy unexpected items.

Helps me budget when I have to buy unexpected items. Paypal is the best and most secure way of paying for everything. Reviewed on: 15th June 2026

A flexible option to manage purchases

A flexible option to manage purchases Reviewed on: 15th June 2026

Seamless experience simple to manage and flexible op...

Seamless experience simple to manage and flexible options. Reviewed on: 15th June 2026

Excellent service

I have been using PayPal for many years now and never had a problem with them. Whenever I have contacted them about anything, they have always found a way to get back to me with the right solution Reviewed on: 15th June 2026

Always use Paypal for secure payments

Always use Paypal for secure payments Reviewed on: 15th June 2026

I think this is the quickest and easiest way to borr...

I think this is the quickest and easiest way to borrow money or split the cost. Reviewed on: 15th June 2026

Easy to use, no hidden fees, no issues.

Easy to use, no hidden fees, no issues. Reviewed on: 15th June 2026

Happy customer

The interface is really easy to use, the app makes everything so user friendly I’ve never had a problem with making payments and always felt supported but the pay pal team if I have a problem Reviewed on: 15th June 2026

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