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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145609)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safeyy First...

5
They're certainly not the cheapest, but at least you know you're dealing with a large reputable company who protect you. Reviewed on: 15th June 2026

The pay in 3 options are great

5
The pay in 3 options are great, comes out with plenty of notice and gives you chance too get prepared :) Reviewed on: 15th June 2026

Paypal credit

5
Interest free credit offered by PayPal has been great for occasional high costing purchases. Reviewed on: 15th June 2026

PayPal does it all...

5
PayPal is good for everything really easy to receive money & vice versa easy payment schemes fair rates excellent as an insurance policy Reviewed on: 15th June 2026

PayPal credit always comes to rescue

5
Whenever I needed some time in paying for something I lookout for PayPal option & if it is available then I always choose the PayPal credit as it is convenient way to pay in installment interest free.. Reviewed on: 15th June 2026

easy to use.

5
easy to use. no hassle. always on the go and updated Reviewed on: 15th June 2026

Amazing, literally life saving, amazing iffers

5
Amazing, literally life saving, amazing iffers Reviewed on: 15th June 2026

Easy to use and had no issues tracking

5
Easy to use and had no issues tracking Reviewed on: 15th June 2026

It's a good service however the issue of topping or...

5
It's a good service however the issue of topping or replenish found in account on Friday or weekend and it will on reflect new balance on Monday can be frustrating.Improvements are needed if I transcact on weekend and funds should appear on updated balance . Reviewed on: 15th June 2026

Love Paypal

5
Great limit, easy to use, however topping up the credit takes very long compared to other banks. For example the money is not even taken from my bank for up to 3-4 days. This sometimes causes some problems and I end up getting fined Reviewed on: 15th June 2026

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