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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76872)

I find it really reasonable and easy to use and setu...

5
I find it really reasonable and easy to use and setup repayment. I find it very useful and more efficient and secure than my card. Reviewed on: 26th May 2024
James J's avatar
James J

Used it for two payments

5
I've used it for two payments with them both being zero percent finance Reviewed on: 26th May 2024
Rob's avatar
Rob

Good experience all the time.

5
Good experience all the time. Easy to pay and refund when good not received or delivered Reviewed on: 26th May 2024
Akintunde S's avatar
Akintunde S

Easy to use.

4
Easy to use. Good communication. Reviewed on: 26th May 2024
Jamie m's avatar
Jamie m

Communication is non existent.

2
Communication is non existent. It is impossible to speak to someone for real live information. It is just Q&A's. Reviewed on: 26th May 2024
Phil's avatar
Phil

I’m very happy with paypal, I really recommend to ev...

5
I’m very happy with paypal, I really recommend to everyone Reviewed on: 26th May 2024
Hamid n's avatar
Hamid n

Have been using for years

5
Always a good experience and easy to use any issues it’s easy to get help always a fast response and safe to use Reviewed on: 26th May 2024
Emma M's avatar
Emma M

PayPal provide a great service

5
I have never had a problem using PayPal, they make handling money so easy. Reviewed on: 26th May 2024
Jamie M's avatar
Jamie M

Good option for paying for holidays

5
Good option for paying for holidays Reviewed on: 26th May 2024
Richard 's avatar
Richard

It allows me to select ways to borrow money to sprea...

5
It allows me to select ways to borrow money to spread out bigger purchases in a manageable way. I can also pay off any of my purchases early with no penalties which is nice to have. I love the peace of mind that this gives me. Reviewed on: 26th May 2024
Robert H's avatar
Robert H

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