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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177691)

Paypal is my best friend for shopping.

5
Paypal is my best friend for shopping. Thank you Reviewed on: 20th May 2026

Simples dimples

5
Easy to use no nonsense. Fast and secure Reviewed on: 20th May 2026

Very handy product - would recommend

5
Customer service is always very responsive and I have always been very happy with the experience of using PayPal Credit. Reviewed on: 20th May 2026

Helpful staff easy to reach real advisers!

5
Helpful staff easy to reach “real advisers” instead of bot Reviewed on: 20th May 2026

Great company

5
Great company excellent service recommended Reviewed on: 20th May 2026

Excellent service and product - my go to!

5
I have been using PayPal for some years - the security of online payments is the best element for me however I also benefit from Pay in Three. I use this all the time - helps the bank balance and makes larger purchases affordable without the need to gain interest. I have had to use services for fraudulent activity and the response from PayPal is excellent - simple and straightforward with a quick and reassuring response. I could not recommend enough! Makes my life so much easier and gives me peace of mind. Reviewed on: 20th May 2026

Paypal is very reliable

5
Paypal is very reliable and i always feel safer making purchases with paypal. If there are any problems paypal sorts them out. I can pay in 3, which is very helpful. I trust paypal Reviewed on: 20th May 2026

Great credit offer.

5
Great credit offer.....,,.............. Reviewed on: 20th May 2026

If you don’t have one go get it .

5
Was using before the credit facility came in and when it came it was amazing Reviewed on: 20th May 2026

Variety of products, good customer service

5
Variety of products, good customer service Reviewed on: 20th May 2026

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