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PayPal: PayPal Credit reviews

4.90
Based on 67,045 reviews, last reviewed 15th Apr 2026
1496100% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is a game changer! Since using PayPal, financial stress has been halved and with the ability to pay early to avoid any interest is a great advantage to have. I have also... Read more Reviewed on: 15th April 2026
LG's avatar
LG

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67045)

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

5
I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

5
Perfect service and amazing offers Reviewed on: 13th June 2022

Great offers

5
Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

5
Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

5
PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

5
PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

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Help others make smarter decisions by sharing your own experience. Write a review