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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177637)

Using PayPal for 10 years or so and never had any is...

5
Using PayPal for 10 years or so and never had any issues with it. Hold tight Elon Musk. Reviewed on: 20th May 2026

Simple to pay with and use multiple payment options

5
Simple to use, and easy to register and charge to multiple cards Reviewed on: 20th May 2026

Great experience using PayPal Credit

5
I’ve had a really positive experience using PayPal Credit so far. The application process was straightforward, the app is easy to use, and it’s been really helpful for spreading the cost of larger purchases. Payments are clear and easy to manage, and I like the flexibility it gives when budgeting month to month. Customer service has also been helpful whenever I’ve needed support. Overall, a convenient and reliable credit option that I’d happily recommend. Reviewed on: 19th May 2026

Our PayPal

5
PayPal is excellent in providing no interest purchases, and very secure Reviewed on: 19th May 2026

All round great

5
Reliable safe easy to use. Trusted online purchases with peace of mind know your money is protected Reviewed on: 19th May 2026

Easy and safe way to manage online payments

4
Easy and safe way to manage online payments Reviewed on: 19th May 2026

A Reliable Service My Family Has Trusted for Years

5
I ’ve been using PayPal for several years now, and over time it has become the payment platform my whole family relies on as well. What keeps us coming back is the combination of convenience, speed, and the sense of security it provides when shopping online or sending money to others. One thing I appreciate most is how simple PayPal makes everyday transactions. Whether it’s paying for online purchases, sending money to family members, or managing subscriptions, everything feels straightforward and reliable. The checkout process is quick, and having buyer protection gives extra confidence when purchasing from sellers we may not have used before. Over the years, I’ve also noticed how widely accepted PayPal has become, which makes online shopping much easier. It saves time not having to repeatedly enter card details and helps keep payments organised in one place. What stands out most to me is trust. In a time where online security matters more than ever, PayPal has consistently felt dependable for both me and my family. It’s one of the few services we’ve continued using year after year without hesitation. Thank you for continuing to improve the platform and making online payments safer and easier for everyday users. Reviewed on: 19th May 2026

Excellent, love the zero % payment options.

5
Excellent, love the zero % payment options. Easy to use. Reviewed on: 19th May 2026

Paying with PayPal gives me peace of mind

5
Paying with PayPal gives me peace of mind Reviewed on: 19th May 2026

Good support

5
PayPal were quick to resolve an issue where goods provided were not as described. Reviewed on: 19th May 2026

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