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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is excellent

PayPal is excellent if your running a little sort of a little money for a few days then just pay it off without any interest Reviewed on: 15th June 2026

With papaypal i can now buy anything without stress.

With paypal i can now buy anything without stress. Reviewed on: 15th June 2026

It’s safe, easy to use and makes buying products on...

It’s safe, easy to use and makes buying products on credit simple to manage and keep track of. Reviewed on: 15th June 2026

Smart money

Excellent service all round service too the people Reviewed on: 15th June 2026

The in app chat is slow, and changing things like pa...

The in app chat is slow, and changing things like payment date isn’t straight forward Reviewed on: 15th June 2026

Useful and easy

Handy to have the credit to use, easy access and any issues resolved very quickly Reviewed on: 15th June 2026

Easy to use though didn’t help me with a bad...

Easy to use though didn’t help me with a bad booking Reviewed on: 15th June 2026

Simple to use straight forward.

Simple to use straight forward. Good value for money Reviewed on: 15th June 2026

PayPal is the way forward, simplify and make everyth...

PayPal is the way forward, simplify and make everything easy with payment plans to need your financial needs. Reviewed on: 15th June 2026

Transactions are always seedless.

Transactions are always seedless. When I had positive credit on my papal account customers services knew exactly how to deal with the query and credit transferred back in a couple of days. Reviewed on: 15th June 2026

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